Credit Card Review & Application

WWF Visa Credit Card

WWF Visa Credit Card

5.0

out of 5

- Make a difference at no extra cost to you with the WWF credit card! WWF receives contributions from MBNA Europe Bank Limited, the card issuer, for every card purchase made. Over £10 million has been raised to date!
- WWF will send you a beautiful soft toy to match the animal on your card when you spend over £100 within 90 days of the account opening.
- You will also be entitled to a 10% discount on WWF's collection of eco-friendly gifts and products when you shop at WWF.
- 0% on balance transfers for 12 months (3% handling fee)
- 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
- 0% on card purchases for 3 months from the date your account is opened
- Representative 16.9% APR (variable)
- No Annual Fee



Intro APR: 0%*
Intro Period: 12 months
Representative APR: 16.90% (variable) *
Annual Fee: £0.00*
Issuer: MBNA Europe
Card Network: VISA®
Card Category: Consumer (Regular)
Card Type: - Charity Card
- Instant Decision Card
Credit Needed: Good*

Philanthropy is not just a fancy word for charity. It is a conscious decision that requires passion and action. If you have decided that you want to make a difference in the world, then you should be aware of the many tools that are available to help you. You may not be aware that MBNA Europe Bank Limited has provided a series of credit cards, including the WWF Credit Card, which are aimed to do exactly that, if you live in the United Kingdom.

The program is very simple. When you make a purchase using your card, MBNA makes a donation to WWF. So far, over £10 million has been raised just from this relationship alone. This concept takes the place of some of the rewards programs that many other cards feature, which means that this program is not for everyone. However, if you don't fully take advantage of the many benefits that you have currently, this card may be perfect since you are technically donating the value of what have been credit rewards.

WWF is well aware of this sacrifice and as such they are offering a few incentives to help make this card an easier decision. First of all, they will send you a plush toy that matches the image on your credit card when you use it the first time in the 90 day period following the initial purchase. They will also grant you 10% discount on all of WWF's eco-friendly merchandise, which is available online.

MBNA bank is also contributing to your benefits with low introductory rates on balance transfers and money transfers for 12 months and card purchases for 3 months. You could also save money with the typical variable rate that will start after the introductory periods end. Finally, no annual fee and a 50 day interest-free period also save you cash.

Other Benefits: - Various Internet related services
- Travel accident insurance
- Lost luggage insurance
- Travel inconvenience insurance
- 24 hours customer support helpline
Online Account Access: Yes
Introductory APR: 0%*
Applied Towards: Purchases, Balance Transfer, Checks
Introductory Period: 12 months*
Representative APR: 16.90% (variable)*
Annual Fee: £0.00*
Grace Period: 50 days*
Min Finance Charge: £0.10
Max Credit Line: £50,000
Late Payment Fee: £12.00*
Over Limit Fee: £12.00
Balance Transfer: Yes
Transfer Fee (%): 3.00%
Minimum Fee: £3.00
APR Cash Advances: 27.90%
Cash Advance Fee: 3.00%
Minimum Fee: £3.00
 


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† Information concerning the WWF Visa Credit Card is confirmed to be accurate at the time of publication (Feb 2, 2011). We strive to keep this information updated but cannot guarantee its accuracy. Readers are strongly advised to go through appropriate terms and conditions attached to a product before submitting the application.




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