Virgin Credit Card – Is It worth Applying For

Making the right choice

As I'm sure you are already aware, there are a number of credit cards being offered in the market at the current moment in time. Even though there are probably over a hundred different credit cards to choose from, not all have been designed to help the consumer. Majority of the credit cards that are put up for grabs are usually designed to get people in debt which in result makes the company that is offering the card much more profitable. For this reason, when choosing a credit card to go with, it is very important that one takes a bit of time to research the market before deciding which one to go ahead with. One credit card in particular that has been of great popularity in the UK market is Virgin Money Credit Card.

Virgin Credit Cards have been seen as one of the most effective credit cards available in the market today. All of their rates and extra offers that come standard with the credit card are known to be the best in comparison to any other institution offering credit cards.

The benefits

If you decide to go ahead with applying for a Virgin Credit Card, you will automatically entitle yourself to a number of great benefits. For starters, the best thing about Virgin Credit Cards is that they are universally useable. Virgin has established a name on a global scale ensuring they can be used at any outlet in the world. The Virgin Credit Card has been authorized by MasterCard giving you an idea on the mass scale at which it can be used. It does not matter whether you are buying online or at a high street outlet, either way you can use your Virgin Credit Card.

One of the benefits that come standard with a Virgin Credit Card is that you have 0% on all balance transfers. This offer for a free balance transfer is only for a period of 16 months. The handling fee that is subject on all credit cards is known to be quite small. The Virgin Credit Card is also currently offering 0% charges on any purchases that you make using the card for the first three months. These charges are subject to change based on the economy. For this reason, it is advised that if you are planning to get a credit card any time soon, you opt for a Virgin Credit Card as soon as possible. This will ensure that you are entitled to these benefits. The Virgin Credit Card is known to have no annual fee what so ever and offers instant money off rewards as well.

With the Virgin Credit Card, you are automatically provided access to a number of other benefits as well. These are known to include free purchase protection insurance and free travel accident insurance. The purchase insurance comes in to paly automatically. How it works is basically, if you make an purchases of an item that is between the price of £50 and £1000, you will automatically be covered against product damage and theft for a period of up to 100 days. If you decide to buy your travel tickets using your Virgin Money Credit Card, you are automatically covered by travel insurance as well. What that entitles you to is any damage or loss that you suffer during your travel periods, you will be insured for up to £250,000.

Where to apply

If you are planning to make use of a Virgin Money Credit Card the best place to apply would be online. The process to applying is quite simple. All you have to do is log onto their website at Virgin Credit Card and follow the steps from there on. You will be required to enter your basic details that will include your name, address etc. After having done so, you should receive an email and a letter in the post in regards to the status of your application.

Virgin Cards We Offer

• Virgin Credit Card
• Virgin Atlantic American Express White Card
• Virgin Atlantic American Express Black Card
• Virgin Money PAYG Prepaid Visa Card