Credit Card
Vanquis Visa Credit Card
- Sensible credit limit starting from £250 to £1000
- Simple application process
- Friendly UK call centre to give you the support you need
Related Cards
| Intro APR: | 0%* |
| Intro Period: | 2 months |
| APR: | 39.90% (fixed)* |
| Annual Fee: | £0.00* |
| Issuer: | Vanquis Bank |
| Card Network: | VISA® |
| Card Category: | Consumer (Regular) |
| Card Type: | - Card for Bad Credit |
| Credit Needed: | No Credit* |
Vanquis Visa Credit Card is a unique credit card providing substantial credit lines to individuals having limited credit. Its card issuer (Vanquis Bank) is a financial institution dedicated to helping individuals categorized as those having bad credit.
A short-term intro APR period applies towards purchase transactions. Newly accepted card members who purchase items during this period will not incur any interest rates on purchase transactions. Once the intro period expires, Purchase APR goes up to a fixed rate that's really competitive compared to other credit cards for consumers with little or no credit. Transactions in a foreign currency attract a 2.75% foreign conversion fee.
This card charges no annual fee.
Card Members are not entered into a rewards program but frequent spenders using this card may enjoy discounts when purchasing from some merchants and retailers.
Account monitoring is available over the internet where members take a look at online statements containing all transactions conducted during the last billing period. Purchases, cash advances, and card charges are easily monitored and a copy of these statements may be printed out for record purposes.
A fraud protection guarantee monitors each account and the account holder is notified once there's any suspicion of fraudulent activity. Customer Care support is available to answer queries brought forward by card members. The card comes with Chip & PIN technology. Card members wishing to spread the joys attached to owning a credit card to family and friends can do so with additional cards linked to a single card account available at no extra cost.
Vanquis Visa Credit Card is the ideal credit card for individuals who have had problems with credit in the past or are new to credit. Credit limits issued are reasonably high and card members are required to make monthly repayments of no less than 5% of card balance or £5. With its instant decision feature, interested persons may choose to apply for this card over the internet to receive a response within 60 seconds or less. This credit card is issued by Vanquis Bank.
We advise you read and understand the cards' terms and conditions before applying.
| Other Benefits: | - Free additional cardholder - Free fraud monitoring - Chip & PIN technology - Apply online for a response in 1 minute - Friendly UK call centres |
| Comments: | Minimum monthly repayments: 5% of your balance or £5 whichever is the greater |
| Online Account Access: | Yes |
| Introductory APR: | 0%* |
| Applied Towards: | Purchases |
| Introductory Period: | 2 months* |
| APR on Purchases: | 39.90% (fixed)* |
| Annual Fee: | £0.00* |
| Grace Period: | 56 days* |
| Min Credit Line: | £150 |
| Max Credit Line: | £1,000 |
| Late Payment Fee: | £0.00* |
| Over Limit Fee: | £12.00 |
| Balance Transfer: | No |
| Cash Advance Fee: | 3.00% |
| Minimum Fee: | £3.00 |
| Additional Fees | - Non-sterling transaction made abroad: 2.99% - Copies of statements: £5 each - Returned payment fee if a Direct Debit or cheque is not honourer: £12 - Returned credit card cheque fee if a credit card cheque is not honoured: £12 - Tracing charge if we have to trace you: £25 |
| Apply Now |
You may also be interested in:
† Information concerning the Vanquis Visa Credit Card is confirmed to be accurate before publication. We strive to keep this information updated but cannot guarantee its accuracy. Readers are strongly advised to go through appropriate terms and conditions attached to a product before submitting the application.
Featured Card
* * *