Universal Reward Cards

Featured Universal Reward Card: AA Credit Card
  • AA Credit Card
  • Rated: 4.5 out of 5
  • Intro APR: 0% for 12 months*
  • Representative APR: 18.90% *
  • Annual Fee: N/A*

- 0% for 10 months on ALL purchases
- 0% for 12 months on Balance transfers (+3% fee)
- Representative 18.9% APR (variable)
- Earn AA Reward Points on your everyday card purchases, and earn double points on motoring, fuel and AA products. Use your points to purchase from a range of motoring products and services, AA Home or Car Insurance, shopping vouchers or even cash back

* * *

The New AA Credit Card offers some incredible benefits for AA members. This includes earning double miles, low balance transfer rates and APR, as well as online services and fraud protection. Read more...

A universal reward card comes fully kitted with a rewards program that's designed to reward card members with a long list of desires. From those looking to save on travel expenses and the ordinary member in need of a retail voucher, these credit cards are likely to reward you for your loyalty and dear patronage. Card members who take advantage will have numerous avenues through which to accumulate points. With enough points earned, a card member can seek to redeem cash, merchandise, retail vouchers, travel benefits and exclusive experiences based on the rewards program in question. The following credit cards come with a universal rewards program that you can trust to generously reward your efforts. Universal reward cards listed below are reserved for the U.K. market.



Universal Reward Cards Listing

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American Express Platinum CashBack Credit Card
American Express Platinum CashBack Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 18.50%*
  • Annual Fee: £25.00*
4.0 out of 5

With the American Express Platinum Cashback Credit Card, you can get as much as 3% cash back as a bonus when you use your card, with no limit on how much you can earn.

Info Review Benefits Fees
American Express Platinum Charge Card
American Express Platinum Charge Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: £300.00*
4.5 out of 5

The American Express Platinum Charge Card offers several unique benefits in one convenient package. If you live in the United Kingdom, you might want to consider taking advantage of what this card features.

Info Review Benefits Fees
American Express Preferred Rewards Gold Card
American Express Preferred Rewards Gold Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: £75.00*
5.0 out of 5

The American Express Preferred Rewards Gold Card is a somewhat standard, travel based incentive credit card that offers a combination of convenient features as well as impressive savings that are nearly unparalleled by any other card currently in circulation.

Info Review Benefits Fees
American Express Starwood Preferred Guest Credit Card
American Express Starwood Preferred Guest Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 34.50%*
  • Annual Fee: £75.00*
3.5 out of 5

Take advantage of no annual fee for the first year and 10,000 bonus Starpoints on your first purchase using your new Starwood Preferred Guest Credit Card.

Info Review Benefits Fees
Barclaycard Gold Credit Card
Barclaycard Gold Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months on BT*
  • Representative Variable APR: 19.90%*
  • Annual Fee: £0.00*
4.5 out of 5

Best suited for strengthening your credit rating, the Barclaycard Gold Credit Card is designed to reward your good credit history with incentives and rates that are highly competitive.

Info Review Benefits Fees
Barclaycard Platinum Simplicity Credit Card
Barclaycard Platinum Simplicity Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 7.90%*
  • Annual Fee: £0.00*
5.0 out of 5

The Barclaycard Platinum Simplicity Credit Card is simply the best credit card that nonetheless conveys on the lowest interest rates and offers a reduced balance transfer period. Enjoy the contactless payment technology associated with it.

Info Review Benefits Fees
Barclaycard Platinum Transfer Card
Barclaycard Platinum Transfer Card
  • Intro APR: 0%*
  • Intro APR Period: 21 months on BT*
  • Representative Variable APR: 17.50%*
  • Annual Fee: £0.00*
4.5 out of 5

The Barclaycard Platinum Transfer credit card can save you money with low introductory rates, a competitive standard interest rate and other monetary benefits. Of course, this card is also convenient and comes with its own rewards program.

Info Review Benefits Fees
Barclaycard Platinum Visa® Card
Barclaycard Platinum Visa® Card
  • Intro APR: 0%*
  • Intro APR Period: 22 months on BT*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
5.0 out of 5

With the Barclaycard Platinum Visa Credit Card, you have one of the best financial packages available in the United Kingdom. Enjoy the same standard rate on purchases and balance transfers as well as attractive introductory rates.

Info Review Benefits Fees
Capital One World Master Card
Capital One World Master Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 19.90%*
  • Annual Fee: £30.00*
4.5 out of 5

The Capital One World MasterCard rewards people in the UK with excellent credit history. If you've got perfect credit, this card is for you, rewarding you with cash back on everything you buy.

Info Review Benefits Fees
Chelsea Rewards Credit Card
Chelsea Rewards Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • Representative Variable APR: 16.90%*
  • Annual Fee: £0.00*
5.0 out of 5

Now you can show your loyalty to the Chelsea Football Club in a practical way. Just get the Chelsea Rewards Credit Card and you will get a low rate and rewards that benefit Chelsea.

Info Review Benefits Fees
Egg Visa Credit Card
Egg Visa Credit Card
  • Intro APR: 0%*
  • Intro APR Period: up to 14 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The Egg Credit Card offers a few exceptional, but basic features that are familiar and well designed. New members in the United Kingdom can take advantage of an extremely attractive low introductory annual percentag rate as well as a low overall variable rate to transfer balances and consolidate debt, or start fresh with a more promising company!

Info Review Benefits Fees
FairFX Euro Currency Card
FairFX Euro Currency Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The FairFX Euro Currency Card is an ideal alternative to traveler's cheques and credit cards when travelling between European countries.

Info Review Benefits Fees
Liverpool FC Rewards Credit Card
Liverpool FC Rewards Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • Representative Variable APR: 16.90%*
  • Annual Fee: £0.00*
5.0 out of 5

You can celebrate Liverpool Football Club's rich European heritage with the Liverpool FC Rewards Credit Card. You can save money and contribute to the development of your favorite sport at the same time!

Info Review Benefits Fees
Lloyds TSB Airmiles Duo AMEX Card
Lloyds TSB Airmiles Duo AMEX Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • Representative Variable APR: 15.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The Lloyds TSB Airmiles Duo Amex is the American Express card that rewards users with a low annual fee and Airmiles for every qualifying purchase made with the card.

Info Review Benefits Fees
Lloyds TSB Airmiles Duo Credit Card
Lloyds TSB Airmiles Duo Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • Representative Variable APR: 15.90%*
  • Annual Fee: £0.00*
4.5 out of 5

Frequent travelers will enjoy the benefits of Lloyds TSB Airmiles Duo Credit Card as they will earn Airmiles with every purchase made on both cards that can be used on flights.

Info Review Benefits Fees
Lloyds TSB Airmiles Duo MasterCard
Lloyds TSB Airmiles Duo MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • Representative Variable APR: 15.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The Lloyds TSB Airmiles Duo MasterCard is a card that will appeal to those that like to earn travel rewards on purchases they would make anyway while having a low annual fee.

Info Review Benefits Fees
Lloyds TSB Airmiles Duo Premier Credit Card
Lloyds TSB Airmiles Duo Premier Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • Representative Variable APR: 21.90%*
  • Annual Fee: £50.00*
3.5 out of 5

The Lloyds Airmiles Duo Premier is a way to get two cards on one account. This option offers the consumer the American Express and the MasterCard by Llyods TSB with low rates and Airmiles as a reward.

Info Review Benefits Fees
Manchester United FC Credit Card
Manchester United FC Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • Representative Variable APR: 16.90%*
  • Annual Fee: £0.00*
5.0 out of 5

Fans of the Manchester United Football Club will appreciate the savings and benefits offered by the Manchester United Credit Card. You can save money and support your favorite club easily and seamlessly.

Info Review Benefits Fees
MBNA AMEX® Card with CashBack
MBNA AMEX Card with CashBack
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 18.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The MBNA American Express with Cashback credit card provides simple features and savings to financial customers in the United Kingdom. With an endless earning program and no annual fee, it's easy to appreciate the benefits.

Info Review Benefits Fees



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