Credit Card Review & Application
The Sun Pre Paid MasterCard®
- Get £5 with first card top-up
- 17,500 PayPoint locations nationwide to top-up the card
- No credit checks
- No complicated questions
- Easy online application
- £6.49 card purchase fee includes paying-in book
- Card valid for 3 years
Related Cards
| Intro APR: | N/A* |
| Intro Period: | N/A |
| Representative APR: | N/A* |
| Annual Fee: | N/A* |
| Issuer: | Newcastle Building Society |
| Card Network: | MasterCard® |
| Card Category: | Consumer (Stored Value) |
| Card Type: | - Card for Bad Credit - Guaranteed Approval - Prepaid Debit Card |
| Credit Needed: | No Credit* |
The Sun Pre Paid MasterCard is all in one prepaid debit card for individuals who value the importance of a stored value card. Whether it is save cash in a place easily within reach or create an avenue for teenage kids to get used to the idea of plastic cards, a prepaid card such as this offers various benefits based on each individuals personal situation.
The card is purchased with an £6.49 application fee. There is no monthly maintenance fee.
Guaranteed approval ensures those applicants who surpass initial requirements are most likely to get accepted. In this case, the issuer requires a form of identification, applicants must be 18 years or older and have the right to reside in the UK.
Card Members interested in sharing cash with family and friends could order additional cards at no extra cost. A cardholder must be 13 years or older and under supervision of the issuing card member.
Monitoring how much has been spent in previous months in quite easy as statements is made available on a member's only area. Paper statements are available for a £5.00 fee. Card members may also choose to request card balance or updates regarding the account into their email or as a text message sent to a mobile phone. ATM balance inquiry comes for free and card members can conduct other ATM based transactions including PIN change for free. ATM cash withdrawals at locations within the United Kingdom cost 1.5% of the amount withdrawn with a maximum charge of £1.50. Transactions within and outside the UK attract a 2.95% fee with a minimum of 50p and maximum of £1.50.
In summary the Sun Pre Paid MasterCard is probably what you need to avoid the stress involved when applying for credit cards. Individuals who have limited credit often find it difficult obtaining the right credit card so a prepaid card sort of becomes the next best option. There are no credit checks and guarantee approval applies to even those individuals having limited or poor credit.
The card is issued by the Newcastle Building Society.
| Comments: | To apply for a Prepaid Card you must be at least 18 years old and have the right to reside in the UK. Authorised Cardholders must be 13 years or older and transactions supervised by the Cardholder. |
| Online Account Access: | Yes |
| 100% Guarantee Approval: | Yes |
| Introductory APR: | N/A* |
| Introductory Period: | N/A* |
| Representative APR: | N/A* |
| Annual Fee: | N/A* |
| Grace Period: | N/A* |
| Late Payment Fee: | N/A* |
| Balance Transfer: | No |
| Opening Minimum: | £10.00 |
| Application Fee: | £6.49 |
| Additional Fees | UK Transactions fee: 2.95% (min 50p, max £1.50) Int'l Transactions fee: 2.95% (min 50p, max £1.50) UK Cash withdrawal fees: 1.5% (min 99p, max £1.50) ATM Balance enquiry - Free Annual renewal - Free BACS/Wages online - Free Balance enquiry per SMS alert - £0.08 Bank transfer top-up - Free Cancellation or redemption - £5.00 Card replacement fee - £4.99 Int'l Cash withdrawal fee - £2.25 Monthly management fee - Free PIN change - Free Paper statement - £5.00 Transactions alerts by email - Free |
You may also be interested in:
† Information concerning the The Sun Pre Paid MasterCard is confirmed to be accurate at the time of publication (Feb 2, 2011). We strive to keep this information updated but cannot guarantee its accuracy. Readers are strongly advised to go through appropriate terms and conditions attached to a product before submitting the application.
