Regular Cards
- Featured Regular Card: Virgin Money Credit Card
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- 0% for 14 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.98% handling fee applies)
- 0% for 3 months on card purchases* (from the date your account is opened)
- Discounts at loads of Virgin companies
- Discounted vouchers for leading high street stores
- Typical rate 16.6% APR (variable)* * *
The Virgin credit card is good for consumers having average credit. Benefits include intro rates on purchases, and balance transfers, and discounts on purchases. It comes on the MasterCard(r) network. Read more...
A regular card is a basic credit card that may be designed for individuals or business owners who do not partake in reward programs and are unlikely to call on superficial card features. Although, these cards are known to offer little benefits and features outside of what a credit card is supposed to have, a lot will provide benefits based on the card network they come with. Regular cards are likely to offer zero annual fees and a long term introductory period applied towards either, some, or all of purchase, balance transfer, and cash advance transactions due to the absence of a rewards program which are traditionally marked as liabilities in the issuers’ books. These cards are basic but could still provide perfect companionship for consumers whose demands they meet. Regular cards listed below are reserved for the U.K. market.
Regular Cards Listing
| Card | Stats | Rated | About | Take Action |
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| Egg Visa Credit Card | ||||
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4.5 out of 5 | The Egg Credit Card offers a few exceptional, but basic features that are familiar and well designed. New members in the United Kingdom can take advantage of an extremely attractive low introductory annual percentag rate as well as a low overall variable rate to transfer balances and consolidate debt, or start fresh with a more promising company! |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Vanquis Visa Credit Card | ||||
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4.0 out of 5 | The Vanquis Visa Credit Card is designed for consumers having limited credit who want to take advantage of a card issued to individuals in that category. Members incur no interest on purchases throughout an interest free period. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Halifax All in One Credit Card | ||||
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4.0 out of 5 | The Halifax All in one Credit Card is reserved for consumers having good credit. It is an all in one card providing a variety of features to card members who enjoy the luxury of a long term interest free period. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| RBS Classic Credit Card | ||||
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4.0 out of 5 | This classic RBS credit card is the perfect idea of a low rate card especially as applied to purchase transactions. It does not charge an annual fee and exorbitant fees. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Bank of Scotland All in One Card | ||||
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4.5 out of 5 | TheBank of Scotland All in One credit card is ideal for consumers having good credit in search of a low interest card offering a long term introductory APR period provided alongside other benefits. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| NatWest Classic Credit Card | ||||
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4.0 out of 5 | This classic credit card from NatWest charges a highly competitive rate. Purchases charged to the account over a long term period are subject to an intro rate. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| National Trust Credit Card | ||||
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5.0 out of 5 | You can help support the vital conservation network in the United Kingdom with a National Trust Credit Card. It has features that benefit you as well as the National Trust. |
Info Review Benefits Fees |
| Read More | ||||
| Barclaycard Initial Credit Card | ||||
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4.5 out of 5 | Barclaycard wants to say yes to you. This is why they have designed the Barclaycard Initial Credit Card. If you want something simple that can improve your credit, this might be the card for you. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Sainsbury's Credit Card | ||||
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5.0 out of 5 | Combining the convenience of the Sainsbury's Credit Card with the benefits of your Nectar card affords you shopping experiences like no other. Highly competitive rates make this package even more attractive. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Virgin Purchases Credit Card | ||||
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4.0 out of 5 | The Virgin Purchases Credit Card gives you plenty of breathing space so you can get more out of your money. It takes only a few minutes to apply online for this card and you could be reaping the rewards soon after! |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| MBNA 5.9% APR Rate For Life Credit Card | ||||
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4.5 out of 5 | The MBNA 5.9% Rate For Life Credit Card, offers a series of low promotional rates that could save you money over the rates of other cards. This card also features many other benefits that you might find attractive. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| DogsTrust Credit Card | ||||
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4.5 out of 5 | You can raise money for Dogs Trust just by using the Dogs Trust Credit Card. It is philanthropy that costs you nothing but the time it takes to pull out your credit card! |
Info Review Benefits Fees |
| Read More | Terms and Conditions | ||||
| HSBC Bank Credit Card | ||||
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4.5 out of 5 | The HSBC Bank Credit Card is reserved for consumers having good or excellent credit with a solid history. It incorporates a healthy list of benefits that prove useful for individuals looking to avoid interest rates on purchases and balance transfers. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Miles & More American Express® credit card from MBNA | ||||
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5.0 out of 5 | With a decent award miles welcome bonus and an easy rewards program, the Miles and More American Express Card from MBNA offers money saving features in a convenient and simple package. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| BT Retail Credit Card | ||||
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4.0 out of 5 | The BT Retail Credit Card features outstanding benefits to United Kingdom customers. With the lowest rates around, MBNA Europe Bank Limited offers savings and convenience in a simple credit card package. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| BT Cash Credit Card | ||||
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4.0 out of 5 | United Kingdom financial customers can save quite a bit of cash with the BT Credit Card. With remarkably low introductory rates and equally impressive average variable rate, this card is suitable for a variety of people. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| American Express Express Rewards Card | ||||
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4.5 out of 5 | You can earn more points, enjoy richer rewards, and get extra benefits with the American Express Express Rewards Card. There are a variety of ways that you can earn points as well as low introductory rates. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Play.com Credit Card from MBNA | ||||
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4.5 out of 5 | The Play.com Credit Card From MBNA is not your average credit card. Of course, it helps you save money but it also offers some specialized rewards that you might enjoy, depending on your personal interests. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Aqua Credit Card (Aquacard) | ||||
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4.0 out of 5 | The Aqua Credit Card works harder to give you a better chance to rebuild your credit with many benefits designed for such a purpose. Whether you had a few minor issues or are dealing with bankruptcy, this card could help. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
Featured Card
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