The Rational Travel Money Card is exactly like a debit card except easier to use. You can add money to it as easily as you add time to a pre-paid mobile phone. You can top it up by SMS, on the website or over the phone at any time. It has all the benefits of a Prepaid MasterCard without the credit check, interest payments or surprises. It can be used anywhere in the world wherever MasterCard is accepted. Your spending limits are set by you.

One of the top benefits of the Rational Travel Money Card is the exchange rate you get for your dollars when you are abroad. They guarantee the best rate available, sometimes up to 10% better that the usual exchange bureaus. This does not apply to items purchased because they may be used to subsidize the exchange rate. Plus, they take no commission when you load or spend money. They are always free to use, unlike debit or ATM cards from banks who usually take a fee every time you use it.

For travel in a foreign country it is always unsafe to carry a lot of cash. That is no longer a problem with a Rational Travel Money Prepaid Card. When you use it you are spending cash but if you lose it you are not in a desperate position. There is a 24 hour helpline you can call and they will send you a new card. With the chip and PIN protection, it is virtually impossible for someone else to use it. You can get cash from an ATM any time you need it for a small charge. This charge is the lowest overseas ATM withdrawal charge in the US.

There are no costs for loading the money or for using it in restaurants, shops and hotels. However, there are some fees that have been kept to a minimum. For example there is a fee for handling FX, card replacement, card purchase and cancellation. There are also minimum and maximum amounts you can load, keep as balance and for ATM withdrawal. Compared to other cards, the costs are very low and the convenience is great. Plus, the guaranteed top exchange rate is a huge benefit for travel abroad, not only because you get more money for your dollar but you don't need to wait in lines and fill out forms.