Credit Card Review & Application
Play.com Credit Card from MBNA
- 0% on card purchases for 9 months
- 0% on balance transfers for 6 months (1.5% handling fee)
- Representative 16.9% APR (variable)
- No annual fee
- Collecting Play Points is easy: use your Play.com Credit Card for everyday purchases such as buying groceries, filling up with petrol or even paying for holidays and you'll be amazed how quickly your Points build up!
- 2 Play Points for every £1 you spend at Play.com
- 1 Play Point for every £1 you spend elsewhere
- 1,500 bonus Play Points if you spend £150 on your card within 90 days of your account opening - you can redeem these Points for a £15 Voucher!
| Intro APR: | 0%* |
| Intro Period: | 9 months |
| Representative APR: | 16.90% (variable) * |
| Annual Fee: | N/A* |
| Issuer: | MBNA Europe |
| Card Network: | VISA® |
| Card Category: | Consumer (Regular) |
| Card Type: | - Reward Card |
| Credit Needed: | Good* |
While you might think that the credit card market is becoming more saturated with card and other products that are unchanging, the Play.com Credit Card From MBNA Europe Bank might change your mind. This card offers not only great savings but also exclusive rewards that are only available to Play.com members. If you live in the United Kingdom and you are considering a new credit card, this might need to be on your list.
First of all, you can take advantage of introductory rates as low as 0% for 9 months on all card purchases as soon as it is opened. Obviously, that's a major savings. Secondly, you can enjoy similar rates on balance transfers for 6 months. Keep in mind that there is a relatively smaller handling fee on all transfer activity and you must make your transfers within the first 90 days to qualify for this rate.
With this card, though, you can also earn points towards redemption and gift vouchers with Play.com. Earn double points when you use your card on the Play.com site and single points everywhere else. All you have to do to redeem them is log into the website and you can spend your points on any of 8 million products. Basically, this is an incentive program that you can build yourself, in a way. You can even get 1,500 bonus points if you spend a minimum amount within the first 90 days of opening your account.
Because this card is from MBNA, all of their familiar benefits come with it. This includes paperless statements, which let you set up your account for solely online service. This can save you time and save the environment too. Also, you will certainly appreciate a 50 day interest-free period which gives you 7 weeks to pay off your balance in full before interest begins to accrue.
| Reward Types: | - Other Rewards Cards - Universal Reward Cards |
| Reward Unit: | Point |
| Rewards: | - 2 Play Points for every £1 you spend at Play.com - 1 Play Point for every £1 you spend elsewhere - 1,500 bonus Play Points when you spend £150 on your card within 90 days of your account opening (redeem these Points for a £15 Voucher!)* |
| Other Benefits: | * See card terms and conditions for additional benefits |
| Comments: | Acceptance Criteria: You are currently employed, over 23 years of age, a homeowner, have an income of over £20,000, do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit, and are a resident in the UK and can prove residential addresses for the past two years |
| Online Account Access: | Yes |
| Introductory APR: | 0%* |
| Applied Towards: | Purchases, Balance Transfer |
| Introductory Period: | 9 months* |
| Representative APR: | 16.90% (variable)* |
| Annual Fee: | N/A* |
| Grace Period: | 50 days* |
| Min Finance Charge: | £1.00 |
| Min Credit Line: | £300 |
| Late Payment Fee: | £12.00* |
| Over Limit Fee: | £12.00 |
| Balance Transfer: | Yes |
| Transfer Fee (%): | 3.00% |
| Minimum Fee: | £3.00 |
| APR Cash Advances: | 27.90% |
| Cash Advance Fee: | 3.00% |
| Minimum Fee: | £3.00 |
| Additional Fees | Cash advances: 3% handling fee, min £3 Balance transfers: 3% handling fee, min £3 Money transfers: 4% handling fee, min £3 Foreign currency: 2.99% commission fee |
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† Information concerning the Play.com Credit Card from MBNA is confirmed to be accurate at the time of publication (Feb 2, 2011). We strive to keep this information updated but cannot guarantee its accuracy. Readers are strongly advised to go through appropriate terms and conditions attached to a product before submitting the application.

