Barclaycard Platinum Visa® Card

The Barclaycard Platinum Visa Card offers some of the best features available to credit customers in the United Kingdom. It is a very simple card that makes it easy for you to stay on top of your credit while enjoying the convenience and benefits of using a powerful platinum credit card. Aside from great rates, you can enjoy access to the Barclaycard Freedom incentive program which rewards you like no other program can.

Speaking of interest rates, the Barclaycard Platinum Visa Credit Card assigns the same flat, but variable, rate to all standard purchases, balance transfers, and cash advances. Your rate will likely change based on your credit score. However, upon approval, you could also take advantage of balance transfer rates of as low as 0% for a full year. Just pay a small handling fee and you will have the opportunity to consolidate your debts without interest, giving you more time to pay it off. You can also get a similar interest on standard purchases for the first three months.

Of course, with the Barclaycard Platinum Visa Credit Card you get the same reliable service and features as every other Barclaycard credit card. For example, you can enjoy eight weeks interest free when you pay your balances off in full within 56 days of purchase. As long as your payments are received within your payment period, you will never have to worry about interest rates.

In order to apply for the Barclaycard Platinum Visa Credit Card, you need to be at least 21 years of age, have had a UK residence for at least three months, and can verify a minimum stable income. It is also important that you have not had any County Court Judgments or Individual Voluntary Arrangements registered against you in the past five years. It will also help if you have had at least four years of consistent, positive credit history whether it is through private loans, a mortgage, or other credit cards.