No Annual Fee Cards
- Featured No Annual Fee Card: Nationwide Gold Credit Card
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- Commission free purchases abroad
- Up to 56 days interest-free credit
- 0% APR on purchases for 3 months
- 0% APR on Balance Transfers for 17 months
- Free purchase cover for loss, theft or damage to most purchases over £50
- 12 month warranty on many gas or electrical products
Peace of mind for all cardholders with Nationwide Fraud Watch.
- Representative Example: 15.9% APR Representative (variable). Based on 2.95% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.* * *
Gold cards are among the best credit cards that you could own. The Nationwide Gold Credit Card is no different, offering a handful of standard features that are both highly attractive and competitive. Read more...
The following credit cards would not charge members an annual fee. Credit cards falling into this category could be designed for consumers of any credit range. No annual fee cards are a great take for individuals looking to save on yearly deductions. Some cards falling into this category still provide members with top grade benefits and features including a rewards program. What’s most important to prospective members is they wouldn’t have to carry on the burden of an annual fee alongside interest rates as these could set back individuals without strong financial footing. No annual fee cards listed below are reserved for the U.K. market.
No Annual Fee Cards Listing
| Card | Stats | Rated | About | Take Action |
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| NatWest Platinum Credit Card | ||||
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4.5 out of 5 | Platinum credit cards are known for their high fees but not this one. If you would love to have an easy-to-maintain credit card offering platinum benefits, then this is for you. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| NatWest Student MasterCard | ||||
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4.0 out of 5 | The NatWest Student MasterCard card provides the right amount of credit a student requires to build a solid history over time. Take into consideration the numerous discount packages available to cardholders and it becomes an irresistible offer. |
Info Review Benefits Fees |
| Read More | Terms and Conditions | ||||
| NatWest World MasterCard® | ||||
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5.0 out of 5 | The NatWest World Credit Card is designed for the individual looking to save a little cash by giving you some substantial purchasing freedom with a low percentage on purchases and balance transfers for the first so many months with a low variable rate to follow. The substantial rewards programs also give you bonus NatWest YourPoints just for using the card. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Post Office® Master Card | ||||
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4.5 out of 5 | The Post Office MasterCard Credit Card can help United Kingdom residents save money. When compared to other cards, it can save you a few hundred Pounds. It also has many other unique benefits. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| RBS Platinum Credit Card | ||||
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4.5 out of 5 | This RBS credit card is one of the cheapest platinum cards out there. It doesn't charge an annual fee yet cardholders are entitled to many benefits useful to the working professional. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| RBS Student MasterCard® | ||||
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4.0 out of 5 | It is a credit card available exclusively to Student current account holders. The student credit card touts discount buying, direct debit, and the lack of an annual fee as its main benefits. |
Info Review Benefits Fees |
| Read More | Terms and Conditions | ||||
| RBS World MasterCard® | ||||
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5.0 out of 5 | The RBS World MasterCard is the ideal card for the individual who is looking to get a little something back from their credit card company. Not only do you enjoy a low APR on purchases and balance transfers for the first so many months, it also gives back by rewarding you with bonus RBS YourPoints just for opening the card. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| RSPCA Credit Card | ||||
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4.5 out of 5 | The RSPCA Credit Card is specifically designed with unique benefits for animal lovers who live in the UK. This card offers both attractive savings programs and a special incentive program. |
Info Review Benefits Fees |
| Read More | ||||
| Sainsbury's Credit Card | ||||
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5.0 out of 5 | Combining the convenience of the Sainsbury's Credit Card with the benefits of your Nectar card affords you shopping experiences like no other. Highly competitive rates make this package even more attractive. |
Info Review Benefits Fees |
| Read More | ||||
| Sainsbury's Mastercard for Nectar Card Holders | ||||
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4.0 out of 5 | Basically, the Sainsbury's MasterCard for Nectar Card Holders is like a reward card that is accepted on MasterCard enabled networks worldwide. It marks you as a passionate Sainsbury's enthusiast and reveals your feelings about the company. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Sainsbury's Nectar Credit Card | ||||
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4.0 out of 5 | The Sainsbury's Nectar Credit Card is the best way to purchase highly expensive items from Sainsbury's retail stores. Coupled with double nectar reward points, this card offers additional credit to the customers. |
Info Review Benefits Fees |
| Read More | Terms and Conditions | ||||
| SonyCard Credit Card from MBNA | ||||
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5.0 out of 5 | The Sony credit card is reserved for individuals who would like to earn points as they spend in order to redeem for various Sony products. APR is competitive with an interest free period applied towards purchases and balance transfers. |
Info Review Benefits Fees |
| Read More | ||||
| Tesco Clubcard Credit Card | ||||
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5.0 out of 5 | Overall a good performer! Specially designed for existing Tesco customers and quite beneficial for the customers who are planning expensive shopping trips in the near future. The Tesco credit card offers double savings on shopping with Tesco stores. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| UNICEF Credit Card | ||||
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4.5 out of 5 | Carrying the UNICEF Credit Card is an innovative way to get simple financial benefits and convenience as well as contribute to a good cause. You could save money but you will also appreciate the philanthropy. |
Info Review Benefits Fees |
| Read More | ||||
| Vanquis Visa Credit Card | ||||
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4.5 out of 5 | The Vanquis Visa Credit Card is designed for consumers having limited credit who want to take advantage of a card issued to individuals in that category. Members incur no interest on purchases throughout an interest free period. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Virgin Atlantic American Express® White Card | ||||
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4.0 out of 5 | The Virgin Atlantic American Express White Card is designed for people who love to travel for business or for pleasure. With the White card you can earn flying miles every single time you use your credit card for purchases. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Virgin Credit Card | ||||
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5.0 out of 5 | The Virgin credit card is good for consumers having average credit. Benefits include intro rates on purchases, and balance transfers, and discounts on purchases. It comes on the MasterCard(r) network. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Virgin Money Monthly Prepaid Visa Card | ||||
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5.0 out of 5 | The Virgin Money Monthly Prepaid Visa is an ideal tool for individuals living on a budget. Members enjoy fantastic discounts from partnering companies and have two tariff options created to suit each members financial requirements based on spending habits. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| WWF Visa Credit Card | ||||
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5.0 out of 5 | Saving money and helping wildlife around the world is easy with the WWF Credit Card. With benefits for you and donations provided to the World Wildlife Foundation, you can feel good about what you buy. |
Info Review Benefits Fees |
| Read More | ||||


