No Annual Fee Cards

Featured No Annual Fee Card: BT Retail Credit Card
  • BT Retail Credit Card
  • Rated: 4.0 out of 5
  • Intro APR: 0% 10 months*
  • Regular APR: 16.90%*
  • Annual Fee: £0.00*

- Every time you spend on your BT Credit Card you'll earn money off your BT bill*
- An outstanding introductory card purchase rate of just 0% on petrol station and supermarket spend for 10 months
- An outstanding introductory balance transfer rate of 0% for 6 months (2% handling fee applies)
- The petrol and supermarket offer is available instore only and includes most major UK supermarkets: Tesco, Sainsbury's, Asda, Morrisons, Waitrose, Iceland, Somerfield, Co-op and Aldi.
- 16.9% APR typical rate (variable)
- Manage your account online
- Free 24 hour worldwide Customer Service Helpline

* * *

The BT Retail Credit Card features outstanding benefits to United Kingdom customers. With the lowest rates around, MBNA Europe Bank Limited offers savings and convenience in a simple credit card package. Read more...

The following credit cards would not charge members an annual fee. Credit cards falling into this category could be designed for consumers of any credit range. No annual fee cards are a great take for individuals looking to save on yearly deductions. Some cards falling into this category still provide members with top grade benefits and features including a rewards program. What’s most important to prospective members is they wouldn’t have to carry on the burden of an annual fee alongside interest rates as these could set back individuals without strong financial footing. No annual fee cards listed below are reserved for the U.K. market.



Open an HSBC Offshore Bank Account In Sterling, US dollars or Euros.

No Annual Fee Cards Listing

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Virgin Purchases Credit Card
Virgin Purchases Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: 18.90%*
  • Annual Fee: £0.00*
4.0 out of 5

The Virgin Purchases Credit Card gives you plenty of breathing space so you can get more out of your money. It takes only a few minutes to apply online for this card and you could be reaping the rewards soon after!

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