No Annual Fee Cards
- Featured No Annual Fee Card: Bank of Scotland Purchase Offer Credit Card
-
- Intro APR: 0% for See T&C*
- Representative APR: 17.90% *
- Annual Fee: £0.00*
- Review
- For current account holders
- 0% for the first 13 months on balance transfers (3% balance transfer fee applies)
- 0% for the first 13 months on new purchases
- No annul fee
- 5 card colours: pink, black, red, white, or blue
- Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 17.9% APR (variable). The purchase rate is 17.94% pa (variable).* * *
The Bank of Scotland Purchase offer card gives existing current account holders the chance to open a new MasterCard credit card account offering interest free purchases for a whole year. Read more...
The following credit cards would not charge members an annual fee. Credit cards falling into this category could be designed for consumers of any credit range. No annual fee cards are a great take for individuals looking to save on yearly deductions. Some cards falling into this category still provide members with top grade benefits and features including a rewards program. What’s most important to prospective members is they wouldn’t have to carry on the burden of an annual fee alongside interest rates as these could set back individuals without strong financial footing. No annual fee cards listed below are reserved for the U.K. market.
No Annual Fee Cards Listing
| Card | Stats | Rated | About | Take Action |
|---|---|---|---|---|
| MBNA AMEX® Card with CashBack | ||||
 |
|
4.5 out of 5 | The MBNA American Express with Cashback credit card provides simple features and savings to financial customers in the United Kingdom. With an endless earning program and no annual fee, it's easy to appreciate the benefits. |
Info Review Benefits Fees |
| Read More | ||||
| Halifax Balance Transfer Credit Card | ||||
|
|
4.5 out of 5 | Credit cards can offer many options that help you to save money or make your life a little easier. The Halifax Balance Transfer Credit Card, for example, offers you the ability to transfer balance from existing cards you might have and apply a lower interest rate to them, which could save you money. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Barclaycard Platinum Transfer Card | ||||
|
|
4.5 out of 5 | The Barclaycard Platinum Transfer credit card can save you money with low introductory rates, a competitive standard interest rate and other monetary benefits. Of course, this card is also convenient and comes with its own rewards program. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Capital One Transfer Card | ||||
 |
|
4.5 out of 5 | Saving money is easy with the Capital One Transfer credit card. If you have very good credit and you live in the United Kingdom, this card could give you lower rates on balance transfers and standard purchases for a limited time. |
Info Review Benefits Fees |
| Read More | ||||
| Capital One Click Credit Card | ||||
|
|
4.5 out of 5 | If you prefer to shop online, you need a safe credit card with benefits designed for an improved web experience. The Capital One Click credit card might provide you with exactly that. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Capital One Classic Visa Card | ||||
|
|
4.0 out of 5 | The Capital One Classic Visa Credit card is designed specifically to help you to manage your finances and is a great choice for people who want to build up a new credit rating or repair any previous credit ratings. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| MBNA Platinum Credit Card | ||||
 |
|
4.0 out of 5 | There are many ways to save using an MBNA Platinum Plus Credit Card. With low rates on everything from purchases to transfers, you will find many benefits whether this is your first card or most recent. |
Info Review Benefits Fees |
| Read More | ||||
| MBNA Platinum Rewards Credit Card | ||||
 |
|
4.0 out of 5 | You can trust that the MBNA Platinum Rewards Credit Card will save you money over other cards because of their impressively low introductory rates and a host of other features. |
Info Review Benefits Fees |
| Read More | ||||
| Capital One Progress Credit Card | ||||
 |
|
4.0 out of 5 | The Capital One Progress credit card has been designed specifically for people who know how to look after their credit. This card helps to shrink your interest rate because you should be rewarded for being responsible with your credit card. |
Info Review Benefits Fees |
| Read More | ||||
| Virgin Atlantic American Express® White Card | ||||
|
|
4.0 out of 5 | The Virgin Atlantic American Express White Card is designed for people who love to travel for business or for pleasure. With the White card you can earn flying miles every single time you use your credit card for purchases. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Sainsbury's Nectar Credit Card | ||||
 |
|
4.0 out of 5 | The Sainsbury's Nectar Credit Card is the best way to purchase highly expensive items from Sainsbury's retail stores. Coupled with double nectar reward points, this card offers additional credit to the customers. |
Info Review Benefits Fees |
| Read More | Terms and Conditions | ||||
| MBNA Platinum Plus Dual Credit Card | ||||
 |
|
4.0 out of 5 | The MBNA Platinum Plus Dual Credit Card is available to United Kingdom residents looking for credit card savings. Whether you are new to credit or need a new card, you can take advantage of competitive rates and features. |
Info Review Benefits Fees |
| Read More | ||||
| BT Cash Credit Card | ||||
 |
|
4.0 out of 5 | United Kingdom financial customers can save quite a bit of cash with the BT Credit Card. With remarkably low introductory rates and equally impressive average variable rate, this card is suitable for a variety of people. |
Info Review Benefits Fees |
| Read More | ||||
| BT Retail Credit Card | ||||
 |
|
4.0 out of 5 | The BT Retail Credit Card features outstanding benefits to United Kingdom customers. With the lowest rates around, MBNA Europe Bank Limited offers savings and convenience in a simple credit card package. |
Info Review Benefits Fees |
| Read More | ||||
| Sainsbury's Mastercard for Nectar Card Holders | ||||
|
|
4.0 out of 5 | Basically, the Sainsbury's MasterCard for Nectar Card Holders is like a reward card that is accepted on MasterCard enabled networks worldwide. It marks you as a passionate Sainsbury's enthusiast and reveals your feelings about the company. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| NatWest Student MasterCard | ||||
 |
|
4.0 out of 5 | The NatWest Student MasterCard card provides the right amount of credit a student requires to build a solid history over time. Take into consideration the numerous discount packages available to cardholders and it becomes an irresistible offer. |
Info Review Benefits Fees |
| Read More | Terms and Conditions | ||||
| RBS Student MasterCard® | ||||
 |
|
4.0 out of 5 | It is a credit card available exclusively to Student current account holders. The student credit card touts discount buying, direct debit, and the lack of an annual fee as its main benefits. |
Info Review Benefits Fees |
| Read More | Terms and Conditions | ||||
| MBNA Visa® Card with Cashback | ||||
 |
|
4.0 out of 5 | The MBNA Visa with Cashback credit card is a simple cashback rewards card available to credit customers in the United Kingdom, with low rates, fewer fees, and a straightforward rewards program. |
Info Review Benefits Fees |
| Read More | ||||
| Bank of Scotland Advantage Credit Card | ||||
 |
|
4.0 out of 5 | The Bank of Scotland offers comprehensive financial services that customers can appreciate. The Bank of Scotland Advantage Credit Card, then, provides collective and convenient access to any number of the accounts you might have. |
Info Review Benefits Fees |
| Read More | ||||
Featured Card
* * *