No Annual Fee Cards
- Featured No Annual Fee Card: Lloyds TSB Airmiles Duo AMEX Card
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- Intro APR: 0% for 6 months*
- Representative APR: 15.90% *
- Annual Fee: £0.00*
- Review
- 1 Airmile for almost every £1 you spend for the first 3 months
- 1 Airmile for almost every £10 you spend after that
- Double Airmiles abroad
- 0% interest on balance transfers for 6 months (3% fee) Minimum spend of £100 in the first 3 months applies
- No annual fee
- Accepted at 29.9 million places worldwide
- Representative Example: 15.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of £1200.00, annual interest rate (variable) 15.9%.* * *
The Lloyds TSB Airmiles Duo Amex is the American Express card that rewards users with a low annual fee and Airmiles for every qualifying purchase made with the card. Read more...
The following credit cards would not charge members an annual fee. Credit cards falling into this category could be designed for consumers of any credit range. No annual fee cards are a great take for individuals looking to save on yearly deductions. Some cards falling into this category still provide members with top grade benefits and features including a rewards program. What’s most important to prospective members is they wouldn’t have to carry on the burden of an annual fee alongside interest rates as these could set back individuals without strong financial footing. No annual fee cards listed below are reserved for the U.K. market.
No Annual Fee Cards Listing
| Card | Stats | Rated | About | Take Action |
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| National Trust Credit Card | ||||
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5.0 out of 5 | You can help support the vital conservation network in the United Kingdom with a National Trust Credit Card. It has features that benefit you as well as the National Trust. |
Info Review Benefits Fees |
| Read More | ||||
| Nationwide Gold Credit Card | ||||
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4.5 out of 5 | Gold cards are among the best credit cards that you could own. The Nationwide Gold Credit Card is no different, offering a handful of standard features that are both highly attractive and competitive. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Capital One Classic Visa Card | ||||
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4.0 out of 5 | The Capital One Classic Visa Credit card is designed specifically to help you to manage your finances and is a great choice for people who want to build up a new credit rating or repair any previous credit ratings. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| DogsTrust Credit Card | ||||
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4.5 out of 5 | You can raise money for Dogs Trust just by using the Dogs Trust Credit Card. It is philanthropy that costs you nothing but the time it takes to pull out your credit card! |
Info Review Benefits Fees |
| Read More | Terms and Conditions | ||||
| RBS Platinum Credit Card | ||||
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4.5 out of 5 | This RBS credit card is one of the cheapest platinum cards out there. It doesn't charge an annual fee yet cardholders are entitled to many benefits useful to the working professional. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| bmi American Express® Card from MBNA | ||||
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4.5 out of 5 | The bmi American Express Credit Card from MBNA Europe Bank Limited offers many benefits to United Kingdom credit customers, including destination miles, a low introductory rate, and convenient online access. |
Info Review Benefits Fees |
| Read More | ||||
| Post Office® Master Card | ||||
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4.5 out of 5 | The Post Office MasterCard Credit Card can help United Kingdom residents save money. When compared to other cards, it can save you a few hundred Pounds. It also has many other unique benefits. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Breakthrough Breast Cancer Credit Card | ||||
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5.0 out of 5 | The Breakthrough Breast Cancer Credit Card is one of the innovative credit cards available to UK customers. If you enjoy philanthropy and are looking for a practical reason to give to a good cause, this might be for you. |
Info Review Benefits Fees |
| Read More | ||||
| British Heart Foundation Credit Card | ||||
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5.0 out of 5 | The British Heart Foundation Credit Card is part of a new collection of financial products that allow you to transform your spending into charitable contributions. If you live in the UK, you may want to take a look. |
Info Review Benefits Fees |
| Read More | ||||
| Chelsea Rewards Credit Card | ||||
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5.0 out of 5 | Now you can show your loyalty to the Chelsea Football Club in a practical way. Just get the Chelsea Rewards Credit Card and you will get a low rate and rewards that benefit Chelsea. |
Info Review Benefits Fees |
| Read More | ||||
| RSPCA Credit Card | ||||
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4.5 out of 5 | The RSPCA Credit Card is specifically designed with unique benefits for animal lovers who live in the UK. This card offers both attractive savings programs and a special incentive program. |
Info Review Benefits Fees |
| Read More | ||||
| MBNA Retail Rewards American Express® Credit Card | ||||
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4.5 out of 5 | The MBNA Retail Rewards American Express Credit Card offers some interesting benefits that could pay off well if you like to shop. Depending on the way you shop, you could save. |
Info Review Benefits Fees |
| Read More | ||||
| WWF Visa Credit Card | ||||
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5.0 out of 5 | Saving money and helping wildlife around the world is easy with the WWF Credit Card. With benefits for you and donations provided to the World Wildlife Foundation, you can feel good about what you buy. |
Info Review Benefits Fees |
| Read More | ||||
| UNICEF Credit Card | ||||
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4.5 out of 5 | Carrying the UNICEF Credit Card is an innovative way to get simple financial benefits and convenience as well as contribute to a good cause. You could save money but you will also appreciate the philanthropy. |
Info Review Benefits Fees |
| Read More | ||||
| Manchester United FC Credit Card | ||||
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5.0 out of 5 | Fans of the Manchester United Football Club will appreciate the savings and benefits offered by the Manchester United Credit Card. You can save money and support your favorite club easily and seamlessly. |
Info Review Benefits Fees |
| Read More | ||||
| SonyCard Credit Card from MBNA | ||||
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5.0 out of 5 | The Sony credit card is reserved for individuals who would like to earn points as they spend in order to redeem for various Sony products. APR is competitive with an interest free period applied towards purchases and balance transfers. |
Info Review Benefits Fees |
| Read More | ||||
| Liverpool FC Rewards Credit Card | ||||
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5.0 out of 5 | You can celebrate Liverpool Football Club's rich European heritage with the Liverpool FC Rewards Credit Card. You can save money and contribute to the development of your favorite sport at the same time! |
Info Review Benefits Fees |
| Read More | ||||
| Egg Visa Credit Card | ||||
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4.5 out of 5 | The Egg Credit Card offers a few exceptional, but basic features that are familiar and well designed. New members in the United Kingdom can take advantage of an extremely attractive low introductory annual percentag rate as well as a low overall variable rate to transfer balances and consolidate debt, or start fresh with a more promising company! |
Info Review Benefits Fees |
| Read More | Terms and Conditions | ||||
| MBNA Platinum Plus Dual Credit Card | ||||
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4.0 out of 5 | The MBNA Platinum Plus Dual Credit Card is available to United Kingdom residents looking for credit card savings. Whether you are new to credit or need a new card, you can take advantage of competitive rates and features. |
Info Review Benefits Fees |
| Read More | ||||

