No Annual Fee Cards

Featured No Annual Fee Card: American Express Express Rewards Card
  • American Express Express Rewards Card
  • Rated: 4.5 out of 5
  • Intro APR: 0% 6 months*
  • Regular APR: 17.90%*
  • Annual Fee: £0.00*

- Enjoy richer rewards with family and friends
- 1 point for every full £1 charged per transaction
- 2 points for every full £1 charged per transaction at leading UK department stores
- 3 points for every full £1 charged per transaction at major UK supermarkets up to £500 per month
- Apply now for up to 6,000 bonus points
- Get a response in just 60 seconds

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You can earn more points, enjoy richer rewards, and get extra benefits with the American Express Express Rewards Card. There are a variety of ways that you can earn points as well as low introductory rates. Read more...

The following credit cards would not charge members an annual fee. Credit cards falling into this category could be designed for consumers of any credit range. No annual fee cards are a great take for individuals looking to save on yearly deductions. Some cards falling into this category still provide members with top grade benefits and features including a rewards program. What’s most important to prospective members is they wouldn’t have to carry on the burden of an annual fee alongside interest rates as these could set back individuals without strong financial footing. No annual fee cards listed below are reserved for the U.K. market.

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No Annual Fee Cards Listing

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American Express Platinum CashBack Credit Card
American Express Platinum CashBack Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.90%*
  • Annual Fee: £0.00*
4.0 out of 5

With the American Express Platinum Cashback Credit Card, you can get as much as 5% cash back as a bonus when you use your card, with no limit on how much you can earn.

Info Review Benefits Fees
BaBeeCard Prepaid Card
BaBeeCard Prepaid Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: N/A*
  • Annual Fee: £0.00*
4.5 out of 5

The BaBee Card is one of the most unique financial products available in the UK market. As a prepaid MasterCard, it offers convenience, security, and peace of mind.

Info Review Benefits Fees
Barclaycard Gold Credit Card
Barclaycard Gold Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 13 months on BT*
  • APR: 19.90%*
  • Annual Fee: £0.00*
4.0 out of 5

Best suited for strengthening your credit rating, the Barclaycard Gold Credit Card is designed to reward your good credit history with incentives and rates that are highly competitive.

Info Review Benefits Fees
Barclaycard Initial Credit Card
Barclaycard Initial Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 29.90%*
  • Annual Fee: £0.00*
4.5 out of 5

Barclaycard wants to say yes to you. This is why they have designed the Barclaycard Initial Credit Card. If you want something simple that can improve your credit, this might be the card for you.

Info Review Benefits Fees
Barclaycard Platinum Visa® Card
Barclaycard Platinum Visa® Card
  • Intro APR: 0%*
  • Intro APR Period: 15 months on BT*
  • APR: 15.90%*
  • Annual Fee: £0.00*
4.5 out of 5

With the Barclaycard Platinum Visa Credit Card, you have one of the best financial packages available in the United Kingdom. Enjoy the same standard rate on purchases and balance transfers as well as attractive introductory rates.

Info Review Benefits Fees
bmi American Express® Card from MBNA
bmi American Express Card from MBNA
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: 16.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The bmi American Express Credit Card from MBNA Europe Bank Limited offers many benefits to United Kingdom credit customers, including destination miles, a low introductory rate, and convenient online access.

Info Review Benefits Fees
Breakthrough Breast Cancer Credit Card
Breakthrough Breast Cancer Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: 16.90%*
  • Annual Fee: £0.00*
5.0 out of 5

The Breakthrough Breast Cancer Credit Card is one of the innovative credit cards available to UK customers. If you enjoy philanthropy and are looking for a practical reason to give to a good cause, this might be for you.

Info Review Benefits Fees
British Heart Foundation Credit Card
British Heart Foundation Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: 16.90%*
  • Annual Fee: £0.00*
5.0 out of 5

The British Heart Foundation Credit Card is part of a new collection of financial products that allow you to transform your spending into charitable contributions. If you live in the UK, you may want to take a look.

Info Review Benefits Fees
BT Cash Credit Card
BT Cash Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 13 months*
  • APR: 16.90%*
  • Annual Fee: £0.00*
4.0 out of 5

United Kingdom financial customers can save quite a bit of cash with the BT Credit Card. With remarkably low introductory rates and equally impressive average variable rate, this card is suitable for a variety of people.

Info Review Benefits Fees
BT Retail Credit Card
BT Retail Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 10 months*
  • APR: 16.90%*
  • Annual Fee: £0.00*
4.0 out of 5

The BT Retail Credit Card features outstanding benefits to United Kingdom customers. With the lowest rates around, MBNA Europe Bank Limited offers savings and convenience in a simple credit card package.

Info Review Benefits Fees
Capital One Classic Visa Card
Capital One Classic Visa Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 34.90%*
  • Annual Fee: £0.00*
4.0 out of 5

The Capital One Classic Visa Credit card is designed specifically to help you to manage your finances and is a great choice for people who want to build up a new credit rating or repair any previous credit ratings.

Info Review Benefits Fees
Capital One Plus Credit Card
Capital One Plus Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • APR: 14.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The Capital One Plus Credit card is the card for customers with an good credit history with as much flexibility as you need and 0% interest on all purchases for 6 months.

Info Review Benefits Fees
Capital One Progress Credit Card
Capital One Progress Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • APR: 19.90%*
  • Annual Fee: £0.00*
4.0 out of 5

The Capital One Progress credit card has been designed specifically for people who know how to look after their credit. This card helps to shrink your interest rate because you should be rewarded for being responsible with your credit card.

Info Review Benefits Fees
Chelsea Rewards Credit Card
Chelsea Rewards Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: 16.90%*
  • Annual Fee: £0.00*
5.0 out of 5

Now you can show your loyalty to the Chelsea Football Club in a practical way. Just get the Chelsea Rewards Credit Card and you will get a low rate and rewards that benefit Chelsea.

Info Review Benefits Fees
DogsTrust Credit Card
DogsTrust Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months on BT*
  • APR: 16.90%*
  • Annual Fee: £0.00*
4.5 out of 5

You can raise money for Dogs Trust just by using the Dogs Trust Credit Card. It is philanthropy that costs you nothing but the time it takes to pull out your credit card!

Info Review Benefits Fees
Egg Visa Credit Card
Egg Visa Credit Card
  • Intro APR: 0%*
  • Intro APR Period: up to 14 months*
  • APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The Egg Credit Card offers a few exceptional, but basic features that are familiar and well designed. New members in the United Kingdom can take advantage of an extremely attractive low introductory annual percentag rate as well as a low overall variable rate to transfer balances and consolidate debt, or start fresh with a more promising company!

Info Review Benefits Fees
HSBC Bank Credit Card
HSBC Bank Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 15 months*
  • APR: 16.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The HSBC Bank Credit Card is reserved for consumers having good or excellent credit with a solid history. It incorporates a healthy list of benefits that prove useful for individuals looking to avoid interest rates on purchases and balance transfers.

Info Review Benefits Fees
Liverpool FC Rewards Credit Card
Liverpool FC Rewards Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: 16.90%*
  • Annual Fee: £0.00*
5.0 out of 5

You can celebrate Liverpool Football Club's rich European heritage with the Liverpool FC Rewards Credit Card. You can save money and contribute to the development of your favorite sport at the same time!

Info Review Benefits Fees
Manchester United FC Credit Card
Manchester United FC Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • APR: 16.90%*
  • Annual Fee: £0.00*
5.0 out of 5

Fans of the Manchester United Football Club will appreciate the savings and benefits offered by the Manchester United Credit Card. You can save money and support your favorite club easily and seamlessly.

Info Review Benefits Fees



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