No Annual Fee Cards

Featured No Annual Fee Card: Vanquis Visa Credit Card
  • Vanquis Visa Credit Card
  • Rated: 4.5 out of 5
  • Intro APR: N/A*
  • Representative APR: 39.90% *
  • Annual Fee: £0.00*

- Sensible credit limit starting from £250 to £1000
- Simple application process
- Friendly UK call centre to give you the support you need
- Representative Example: 39.94% APR Representative (variable). Based on credit limit of £1000.00, annual interest rate (variable) 39.9%.

* * *

The Vanquis Visa Credit Card is designed for consumers having limited credit who want to take advantage of a card issued to individuals in that category. Members incur no interest on purchases throughout an interest free period. Read more...

The following credit cards would not charge members an annual fee. Credit cards falling into this category could be designed for consumers of any credit range. No annual fee cards are a great take for individuals looking to save on yearly deductions. Some cards falling into this category still provide members with top grade benefits and features including a rewards program. What’s most important to prospective members is they wouldn’t have to carry on the burden of an annual fee alongside interest rates as these could set back individuals without strong financial footing. No annual fee cards listed below are reserved for the U.K. market.



No Annual Fee Cards Listing

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Capital One Classic Visa Card
Capital One Classic Visa Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 34.90%*
  • Annual Fee: £0.00*
4.0 out of 5

The Capital One Classic Visa Credit card is designed specifically to help you to manage your finances and is a great choice for people who want to build up a new credit rating or repair any previous credit ratings.

Info Review Benefits Fees
Capital One Progress Credit Card
Capital One Progress Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 29.94%*
  • Annual Fee: £0.00*
4.0 out of 5

The Capital One Progress credit card has been designed specifically for people who know how to look after their credit. This card helps to shrink your interest rate because you should be rewarded for being responsible with your credit card.

Info Review Benefits Fees
Barclaycard Initial Credit Card
Barclaycard Initial Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 29.90%*
  • Annual Fee: £0.00*
4.5 out of 5

Barclaycard wants to say yes to you. This is why they have designed the Barclaycard Initial Credit Card. If you want something simple that can improve your credit, this might be the card for you.

Info Review Benefits Fees
Barclaycard Gold Credit Card
Barclaycard Gold Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months on BT*
  • Representative Variable APR: 19.90%*
  • Annual Fee: £0.00*
4.5 out of 5

Best suited for strengthening your credit rating, the Barclaycard Gold Credit Card is designed to reward your good credit history with incentives and rates that are highly competitive.

Info Review Benefits Fees
NatWest Student MasterCard
NatWest Student MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 18.90%*
  • Annual Fee: £0.00*
4.0 out of 5

The NatWest Student MasterCard card provides the right amount of credit a student requires to build a solid history over time. Take into consideration the numerous discount packages available to cardholders and it becomes an irresistible offer.

Info Review Benefits Fees
RBS Student MasterCard®
RBS Student MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 18.90%*
  • Annual Fee: £0.00*
4.0 out of 5

It is a credit card available exclusively to Student current account holders. The student credit card touts discount buying, direct debit, and the lack of an annual fee as its main benefits.

Info Review Benefits Fees
MBNA AMEX® Card with CashBack
MBNA AMEX Card with CashBack
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 18.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The MBNA American Express with Cashback credit card provides simple features and savings to financial customers in the United Kingdom. With an endless earning program and no annual fee, it's easy to appreciate the benefits.

Info Review Benefits Fees
MBNA Visa® Card with Cashback
MBNA Visa Card with Cashback
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 18.90%*
  • Annual Fee: £0.00*
4.0 out of 5

The MBNA Visa with Cashback credit card is a simple cashback rewards card available to credit customers in the United Kingdom, with low rates, fewer fees, and a straightforward rewards program.

Info Review Benefits Fees
Lloyds TSB Platinum Credit Card
Lloyds TSB Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 14 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

Lloyds TSB Platinum Master Card is a milestone in the credit card market as it saves huge amounts on purchasing and balance transfers, even if you are transferring the amount from a non-Lloyds TSB card.

Info Review Benefits Fees
Barclaycard Platinum Visa® Card
Barclaycard Platinum Visa® Card
  • Intro APR: 0%*
  • Intro APR Period: 22 months on BT*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
5.0 out of 5

With the Barclaycard Platinum Visa Credit Card, you have one of the best financial packages available in the United Kingdom. Enjoy the same standard rate on purchases and balance transfers as well as attractive introductory rates.

Info Review Benefits Fees
Bank of Scotland All in One Card
Bank of Scotland All in One Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

TheBank of Scotland All in One credit card is ideal for consumers having good credit in search of a low interest card offering a long term introductory APR period provided alongside other benefits.

Info Review Benefits Fees
Virgin Atlantic American Express® White Card
Virgin Atlantic American Express White Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.0 out of 5

The Virgin Atlantic American Express White Card is designed for people who love to travel for business or for pleasure. With the White card you can earn flying miles every single time you use your credit card for purchases.

Info Review Benefits Fees
Egg Visa Credit Card
Egg Visa Credit Card
  • Intro APR: 0%*
  • Intro APR Period: up to 14 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The Egg Credit Card offers a few exceptional, but basic features that are familiar and well designed. New members in the United Kingdom can take advantage of an extremely attractive low introductory annual percentag rate as well as a low overall variable rate to transfer balances and consolidate debt, or start fresh with a more promising company!

Info Review Benefits Fees
RBS Platinum Credit Card
RBS Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 20 months on BT*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

This RBS credit card is one of the cheapest platinum cards out there. It doesn't charge an annual fee yet cardholders are entitled to many benefits useful to the working professional.

Info Review Benefits Fees
Halifax Purchase Offer Credit Card
Halifax Purchase Offer Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 13 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The Halifax Purchase Offer Card is a rewards card for account holders at Halifax. The low APR and additional benefits makes this card quite enticing for those that qualify to apply.

Info Review Benefits Fees
Bank of Scotland Purchase Offer Credit Card
Bank of Scotland Purchase Offer Credit Card
  • Intro APR: 0%*
  • Intro APR Period: See T&C*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The Bank of Scotland Purchase offer card gives existing current account holders the chance to open a new MasterCard credit card account offering interest free purchases for a whole year.

Info Review Benefits Fees
NatWest World MasterCard®
NatWest World MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 13 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
5.0 out of 5

The NatWest World Credit Card is designed for the individual looking to save a little cash by giving you some substantial purchasing freedom with a low percentage on purchases and balance transfers for the first so many months with a low variable rate to follow. The substantial rewards programs also give you bonus NatWest YourPoints just for using the card.

Info Review Benefits Fees
RBS World MasterCard®
RBS World MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 13 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
5.0 out of 5

The RBS World MasterCard is the ideal card for the individual who is looking to get a little something back from their credit card company. Not only do you enjoy a low APR on purchases and balance transfers for the first so many months, it also gives back by rewarding you with bonus RBS YourPoints just for opening the card.

Info Review Benefits Fees
Bank of Scotland Advantage Credit Card
Bank of Scotland Advantage Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 13 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.0 out of 5

The Bank of Scotland offers comprehensive financial services that customers can appreciate. The Bank of Scotland Advantage Credit Card, then, provides collective and convenient access to any number of the accounts you might have.

Info Review Benefits Fees



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