Credit Card
NatWest Platinum Credit Card
- 0% on balance transfers for 15 months
- 0% on purchases – for three months
- 2.9% balance transfer fee - (minimum £5)
- Typical 16.9% APR (variable)
- 1% off the APR for Advantage Gold customers – guaranteed on our standard credit card rate for at least 12 months.
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| Intro APR: | 0%* |
| Intro Period: | 15 months on BT |
| APR: | 16.90% (variable)* |
| Annual Fee: | £0.00* |
| Issuer: | NatWest |
| Card Network: | MasterCard® |
| Card Category: | Consumer (Premium) |
| Card Type: | - Instant Decision Card |
| Credit Needed: | Good* |
The NatWest Platinum Credit Card is available to current NatWest customers only. It is a platinum credit card that comes with a low interest rate on purchases and balance transfers. Cardholders with high interest debt on another UK credit card, may conduct a balance transfer up to 95% of credit limit issued. During an intro period commencing immediately after account opening, cardholders are entitled to benefit from a 0% balance transfer offer for 15 months. To qualify, the balance transfer must be made within 3 months of account opening. Balance transfers are subject to a 2.9% balance transfer fee. Purchases also incur 0% for 3 months. Once the three month intro period on purchases expires, cardholders begin to incur a variable APR that is highly competitive. Cardholders with no balance hangovers gain up to 56 days of interest free credit on purchases.
Once a cardholder, you gain automatic access to premium benefits and advantages this card has to offer. Exercise control over your funds and keep close tabs on expenses with online account management. You can also pay bills and make payment to a bank account online. Send funds on short notice to a loved one or associate with a UK bank account with no stress, all from a mobile phone.
After every six months you can ask NatWest to re-examine your credit limit upwards. If you already own an Advantage Gold current account, you'll receive a 1% discount on the APR of a qualifying transaction for a 12 month period. Authorise an individual to spend on your account by obtaining an additional card at no extra cost.
For savings, you can join the NatWest Wine Club to take advantage of exclusive offers and periodic free gifts. Travelling holders have a travel booking service with discounts on air tickets, and hotels to take advantage of. Even when away from home, this platinum credit card ensures you're well attended to travel support, and medical support available for a fee.
The NatWest Platinum Credit Card does not charge an annual fee. This offer is open to those who are already subscribed to a NatWest product including but not limited to a current account, mortgage, insurance policy, and a NatWest credit card.
Applicants must be aged over 18 with an annual income exceeding GBP10,000.
| Other Benefits: | - Manage your credit card online - Worry-free payments - Credit limit increase - Travel support * See Terms & Conditions for more benefits |
| Online Account Access: | Yes |
| Introductory APR: | 0%* |
| Applied Towards: | Purchases, Balance Transfer |
| Introductory Period: | 15 months on BT* |
| APR on Purchases: | 16.90% (variable)* |
| Annual Fee: | £0.00* |
| Grace Period: | 56 days* |
| Min Finance Charge: | £0.10 |
| Min Credit Line: | £300 |
| Late Payment Fee: | £12.00* |
| Over Limit Fee: | £12.00 |
| Balance Transfer: | Yes |
| Transfer Fee (%): | 2.90% |
| Minimum Fee: | £5.00 |
| APR Cash Advances: | 24.90% |
| Cash Advance Fee: | 3.00% |
| Minimum Fee: | £3.00 |
| Additional Fees | Transactions in foreign currencies: %2.75 Copies of statements: £3.00 Returned payment fee: £10.00 |
| Apply Now |
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† Information concerning the NatWest Platinum Credit Card is confirmed to be accurate before publication. We strive to keep this information updated but cannot guarantee its accuracy. Readers are strongly advised to go through appropriate terms and conditions attached to a product before submitting the application.
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