Nationwide Gold Credit Card

It seems that credit cards are everywhere these days. While it is certainly difficult to avoid using them, many of them are actually quite beneficial if you know how to use them properly. If you live in the United Kingdom, for instance, you can take advantage of the many benefits of the Nationwide Gold Credit Card. It comes with a host of common features, as well as a few other little things that make a big difference.

First of all, you can take advantage of a low introductory interest rate on all new purchases for three months and balance transfers for up to thirteen months. If you qualify, this introductory rate could be 0%, which means you could save a lot of money, especially if you properly consolidate your existing credit card balances and pay them off before the adjustment period begins. However, once your standard rate applies, you will find a fairly decent annual percentage rate that is applied to both standard purchases and balance transfers. The cash advance rate is a bit higher, though.

Secondly, the Nationwide Gold Credit Card can save you money because it has a built-in interest free period. Like many high quality cards these days, you can avoid interest all together by simply paying off your new purchase balances within 56 days, or eight weeks. This gives you basically two months to organize your budget and truly capitalize on one of the best benefits currently available from any credit card.

Finally, the Nationwide Gold Credit Card is secure. All card holders are protected by Nationwide Fraud Watch, which monitors your account to ensure that your identity is not stolen and that your card is not used without authorization. This is especially important if you travel. When you use your card to purchase many items for your home, you also get automatic purchase cover for loss, theft, or damage as well as a free twelve month extended warranty on many gas or electrical products.