Credit Card Review & Application
National Trust Credit Card
- The National Trust will receive £15 when you use your card within 90 days of the account opening
- They will also receive 30p for every £100 you spend on card purchases
- And £2.00 for every year you continue to use the card
- Save £5 when you use your National Trust Credit Card to spend £25 or more in National Trust Shops*
- 0% on balance transfers for 12 months (3% handling fee)
- 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
- 0% on card purchases for 3 months from the date your account is opened
- Representative 16.9% APR (variable)
- No Annual Fee
| Intro APR: | 0%* |
| Intro Period: | 12 months |
| Representative APR: | 16.90% (variable) * |
| Annual Fee: | £0.00* |
| Issuer: | MBNA Europe |
| Card Network: | MasterCard® |
| Card Category: | Consumer (Regular) |
| Card Type: | - Charity Card |
| Credit Needed: | Good* |
If you are really into conserving energy, restoring wetlands, or preserving the habitats of endangered species, then you might be interested to know that the National Trust Credit Card is available to customers in the United Kingdom. When you use this credit card, you will not only receive traditional and efficient credit card benefits for yourself, but the National Trust will also receive some charitable donations.
First of all, when you make your first purchase within 90 days of opening your account, the National Trust will get £36. Secondly, for every £100 you spend, they will also get 30p. Finally, you can also contribute just by keeping your account open, since they also receive another £2 for every year that your card is active.
Because this credit card is available through MBNA Europe Bank Limited, many of the same benefits and features that they offer will also be available to you with this card. If you are looking to save money, for example, then you will appreciate introductory rates as low as 0% on balance transfers for a whole year! You might even qualify for the same low rate on standard purchases for 3 months. Although there is a small handling fee attached to all transfers, you will still likely save over other cards you have.
Also, this card features a standard variable rate that is quite attractive once the introductory periods end. If that doesn't interest you then perhaps the absence of an annual fee might. If that is still not enough to wow you, this card offers all the same benefits that MBNA provides with their other financial products. These include paperless statements, which save you time, money, and help preserve the planet, and up to 50 days free of interest when you pay your balance in full.
| Other Benefits: | - Offline and Online account access - Free Purchase Protection Insurance - 100% Fraud protection - Free 24 hour worldwide Customer Satisfaction Helpline |
| Online Account Access: | Yes |
| Introductory APR: | 0%* |
| Applied Towards: | Purchases, Balance Transfer, Checks |
| Introductory Period: | 12 months* |
| Representative APR: | 16.90% (variable)* |
| Annual Fee: | £0.00* |
| Grace Period: | 50 days* |
| Min Finance Charge: | £1.00 |
| Max Credit Line: | £50,000 |
| Late Payment Fee: | £12.00* |
| Over Limit Fee: | £12.00 |
| Balance Transfer: | Yes |
| Transfer Fee (%): | 3.00% |
| Minimum Fee: | £3.00 |
| APR Cash Advances: | 27.90% |
| Cash Advance Fee: | 3.00% |
| Minimum Fee: | £3.00 |
| Additional Fees | Balance transfer handling fee: 3% |
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† Information concerning the National Trust Credit Card is confirmed to be accurate at the time of publication (Feb 2, 2011). We strive to keep this information updated but cannot guarantee its accuracy. Readers are strongly advised to go through appropriate terms and conditions attached to a product before submitting the application.

