MBNA Retail Rewards American Express® Credit Card

If you live in the United Kingdom, have a fair credit history, and are looking for a credit card that provides significant savings in combination with practical features, then you might want to look into the MBNA Retail Rewards American Express Credit Card. With this card, you can get an interest rate as low as 0% for 12 months on all purchases of £100 or more. If you are a light spender, you don't have to worry because you can also enjoy the same low rate for purchases under £100 for six months.

While the typical, yet variable standard rate is fair keep in mind that there are a few separate rates for each of the different balances that your card could carry. Of course, this card has no annual fee which can be quite helpful if you are the kind of person who appreciates the convenience of having a card on hand for emergencies.

Whether you use your credit card for everyday shopping or for particular purchases, this card can net you an equal amount of rewards points for every £1 spent. You can then use those points towards anything from DVDs to retail apparel vouchers or any of the other 30,000 available products once you achieve your first 1,000 rewards points.

This card also has many other convenient benefits. First of all, you can opt for paperless statements. This is not only good for your time and energy, but it can also be quite beneficial to the environment, obviously. You can save yourself some time and save the planet! If saving money sounds good to you, then you will also appreciate that you can enjoy special savings and discount offers on different shopping, dining, and travel products or services that are available through the American Express Selects program.