Credit Card Review & Application

Liverpool FC Rewards Credit Card

Liverpool FC Rewards Credit Card

5.0

out of 5

- Official 5 Star LFC Credit Card
- 0% on balance transfers for 12 months (3% handling fee)
- 0% on money transfers from your credit card to your current account for 12 months (4% handling fee)
- 0% on card purchases for 3 months from the date your account is opened
- Reward Points: For every £1 you spend on card purchases, we'll give you 1 Reward Point, so you'll soon rack up enough points to earn valuable Rewards
- Contributions made to the Club by MBNA Europe Bank Limited, the card issuer, every time you make a card purchase, at no extra cost to you
- No Annual Fee
- Representative 16.9% APR (variable)



Intro APR: 0%*
Intro Period: 12 months
Representative APR: 16.90% (fixed) *
Annual Fee: £0.00*
Issuer: MBNA Europe
Card Network: MasterCard®
Card Category: Consumer (Regular)
Card Type: - Co-Branded Credit Card
- Football Credit Card
- Reward Card
Credit Needed: Good*

When you live in the United Kingdom, football is a major part of the culture. Whether you are a sports fan or not, you are aware of how big these matches can get. However, if you are a fan, especially of the club in Liverpool, you may be interested to know that MBNA Europe Bank Limited has created the Liverpool FC Rewards Credit Card. This card not only provides you some excellent benefits, but it also allows you to contribute to your favorite club without spending an extra dime!

This program works because instead of taking advantage of a traditional incentive program, MBNA Bank will donate money to the Club for every purchase that you make. At the same time, you still get an even rewards program that is less substantial than those of other cards, but still quite attractive, especially when you consider that other Football Club credit cards might not feature an auxiliary rewards program.

Aside from these incentives, you will definitely also appreciate that you will enjoy an introductory rate as low as 0% on balance transfers and money transfers for 12 months and card purchases for 3 months. Although there is a small handling fee associated with each transfer, this program could still save you money if you budget properly. Even the standard variable rate is quite attractive and could be potentially lower than what you might be paying now.

Of course, because this card is made available from MBNA, you get the same great benefits that they offer with their other cards. There is no annual fee, which is always a good thing, but you also get 50 days free of interest when you consistently pay your balance in full every month. This only applies to new standard card purchases on a month to month basis.

Reward Types: - Other Rewards Cards
- Sport Rewards Card
- Universal Reward Cards
Reward Unit: Point
Reward for $1 spent: 1.00
Rewards: - 1 point for every £1 you spend on card purchases. By using your card for everyday purchases such as food, petrol and bills, you'll soon get enough points to obtain valuable rewards. Choose rewards from a huge range including:

Official Liverpool FC Merchandise
Retro shirts; Home kits; Accessories such as mugs, watches; Gift vouchers; Weekly subscription to the LFC Official Magazine

Liverpool FC Experiences
The Ultimate Anfield Experience; Watch a match & enjoy Legends Lounge hospitality; Thomas Cook; Match Breaks with tickets from LFC's Official Travel Partner; LFC Museum entry & Anfield Tour; Watch the first team train at Melwood

High Street Shopping & Entertainment
Subscriptions to magazines such as FourFourTwo; Liverpool FC store vouchers; Discount shopping vouchers; DVD players and TVs
Other Benefits: - Various Internet related services
- Travel accident insurances
- Purchase protection
- Lost Luggage insurance
- Travel Inconvenience insurance
- Free customer service
- Zero liability for unauthorized card use
Online Account Access: Yes
Introductory APR: 0%*
Applied Towards: Purchases, Balance Transfer, Checks
Introductory Period: 12 months*
Representative APR: 16.90% (fixed)*
Annual Fee: £0.00*
Grace Period: 50 days*
Min Finance Charge: £1.00
Max Credit Line: £50,000
Late Payment Fee: £12.00*
Over Limit Fee: £12.00
Balance Transfer: Yes
Transfer Fee (%): 3.00%
Minimum Fee: £3.00
APR Cash Advances: 27.90%
Cash Advance Fee: 3.00%
Minimum Fee: £3.00
 


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† Information concerning the Liverpool FC Rewards Credit Card is confirmed to be accurate at the time of publication (Feb 2, 2011). We strive to keep this information updated but cannot guarantee its accuracy. Readers are strongly advised to go through appropriate terms and conditions attached to a product before submitting the application.




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