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Featured Instant Decision Card: Virgin Credit Card

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• Rated: 5.0 out of 5
• Intro APR: 0%*
• Intro APR Period: Up to 16 months*
• APR: 16.60%*
• Annual Fee: £0.00*
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- 0% for 16 months on balance transfers (from the date your account is opened. Transfers to be made within first 60 days. 2.98% handling fee applies)
- 0% for 3 months on card purchases* (from the date your account is opened)
- Discounts at loads of Virgin companies
- Discounted vouchers for leading high street stores
- Typical rate 16.6% APR (variable)

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The Virgin credit card is good for consumers having average credit. Benefits include intro rates on purchases, and balance transfers, and discounts on purchases. It comes on the MasterCard(r) network. Read more...

Instant decisions are a feature known to capture the attention of potential card applications. Rather than wait days or sometimes weeks to receive a response, persons interested in a particular product can know apply and get a response in as little as 60 seconds or a few minutes. Plastic cards offering the instant decision feature include credit cards, prepaid debit cards, and stored-value cards. In most cases, the process of acceptance is automated with actual interest rates and features personalized for each member set at a later date. In any case applying for a card having the instant decision feature is great as consumers can avoid submitting multiple applications – which experts believe lessens your chances of having a preferred application accepted.