Low Interest Cards
- Featured Low Interest Card: Sainsbury's Credit Card
-

- Intro APR: 0% for 12 months*
- Representative APR: 16.90% *
- Annual Fee: £0.00*
- Review
- Every time you shop at Sainsbury's with your Credit Card we'll give you 2 Nectar points for every £1 you spend in the first 2 years. That's doubling your Nectar points on every Sainsbury's shop when you swipe your Nectar card.
- 0% for the first 12 months on Sainsbury's shopping
- 0% for the first 12 months on all other shopping
- 0% for the first 12 months on balance transfers (+3% fee)
- Collect 1 point per £5 when you use your Sainsbury's Credit Card elsewhere
- Representative Example: 16.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.9%.* * *
Combining the convenience of the Sainsbury's Credit Card with the benefits of your Nectar card affords you shopping experiences like no other. Highly competitive rates make this package even more attractive. Read more...
Most individuals in need of a credit card put a lot of effort searching for those cards that'll charge least on purchase transactions. Interest rates applicable to an individual are highly dependent on how good or bad ones credit worthiness is. These credit cards charge lowly interest rates - even on purchase transaction – you'd appreciate in the long run. The importance of choosing a credit card charging interest rates you can afford to pay can’t be underestimated. These rates have an effect on how much you have to pay back meaning your decision today has an effect on how much you could have saved if only you made the right decision. Individuals having excellent credit ratings are more likely to obtain a credit card charging very low rates.
Low Interest Cards Listing
| Card | Stats | Rated | About | Take Action |
|---|---|---|---|---|
| Miles & More American Express® credit card from MBNA | ||||
|
|
5.0 out of 5 | With a decent award miles welcome bonus and an easy rewards program, the Miles and More American Express Card from MBNA offers money saving features in a convenient and simple package. |
Info Review Benefits Fees |
| Read More | ||||
| Tesco Clubcard Credit Card | ||||
|
|
5.0 out of 5 | Overall a good performer! Specially designed for existing Tesco customers and quite beneficial for the customers who are planning expensive shopping trips in the near future. The Tesco credit card offers double savings on shopping with Tesco stores. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| Barclaycard Platinum Simplicity Credit Card | ||||
|
|
5.0 out of 5 | The Barclaycard Platinum Simplicity Credit Card is simply the best credit card that nonetheless conveys on the lowest interest rates and offers a reduced balance transfer period. Enjoy the contactless payment technology associated with it. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| NatWest World MasterCard® | ||||
|
|
5.0 out of 5 | The NatWest World Credit Card is designed for the individual looking to save a little cash by giving you some substantial purchasing freedom with a low percentage on purchases and balance transfers for the first so many months with a low variable rate to follow. The substantial rewards programs also give you bonus NatWest YourPoints just for using the card. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| RBS World MasterCard® | ||||
|
|
5.0 out of 5 | The RBS World MasterCard is the ideal card for the individual who is looking to get a little something back from their credit card company. Not only do you enjoy a low APR on purchases and balance transfers for the first so many months, it also gives back by rewarding you with bonus RBS YourPoints just for opening the card. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| MBNA 5.9% APR Rate For Life Credit Card | ||||
|
|
4.5 out of 5 | The MBNA 5.9% Rate For Life Credit Card, offers a series of low promotional rates that could save you money over the rates of other cards. This card also features many other benefits that you might find attractive. |
Info Review Benefits Fees |
| Read More | ||||
| HSBC Bank Credit Card | ||||
|
|
4.5 out of 5 | The HSBC Bank Credit Card is reserved for consumers having good or excellent credit with a solid history. It incorporates a healthy list of benefits that prove useful for individuals looking to avoid interest rates on purchases and balance transfers. |
Info Review Benefits Fees |
| Apply Now | Read More | Terms and Conditions | ||||
| MBNA Retail Rewards American Express® Credit Card | ||||
|
|
4.5 out of 5 | The MBNA Retail Rewards American Express Credit Card offers some interesting benefits that could pay off well if you like to shop. Depending on the way you shop, you could save. |
Info Review Benefits Fees |
| Read More | ||||
| Capital One World Master Card | ||||
|
|
4.5 out of 5 | The Capital One World MasterCard rewards people in the UK with excellent credit history. If you've got perfect credit, this card is for you, rewarding you with cash back on everything you buy. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Lloyds TSB Platinum Credit Card | ||||
|
|
4.5 out of 5 | Lloyds TSB Platinum Master Card is a milestone in the credit card market as it saves huge amounts on purchasing and balance transfers, even if you are transferring the amount from a non-Lloyds TSB card. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Lloyds TSB Airmiles Duo Credit Card | ||||
|
|
4.5 out of 5 | Frequent travelers will enjoy the benefits of Lloyds TSB Airmiles Duo Credit Card as they will earn Airmiles with every purchase made on both cards that can be used on flights. |
Info Review Benefits Fees |
| Read More | Terms and Conditions | ||||
| Bank of Scotland All in One Card | ||||
|
|
4.5 out of 5 | TheBank of Scotland All in One credit card is ideal for consumers having good credit in search of a low interest card offering a long term introductory APR period provided alongside other benefits. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| RSPCA Credit Card | ||||
|
|
4.5 out of 5 | The RSPCA Credit Card is specifically designed with unique benefits for animal lovers who live in the UK. This card offers both attractive savings programs and a special incentive program. |
Info Review Benefits Fees |
| Read More | ||||
| Halifax Plus Credit Card | ||||
|
|
4.5 out of 5 | The Halifax Plus Card is appealing to consumers because of its low APR on balance transfers, low annual fee, and benefits for paying the balance in full each month. |
Info Review Benefits Fees |
| Read More | Terms and Conditions | ||||
| Halifax Purchase Offer Credit Card | ||||
|
|
4.5 out of 5 | The Halifax Purchase Offer Card is a rewards card for account holders at Halifax. The low APR and additional benefits makes this card quite enticing for those that qualify to apply. |
Info Review Benefits Fees |
| Read More | Terms and Conditions | ||||
| Lloyds TSB Airmiles Duo MasterCard | ||||
|
|
4.5 out of 5 | The Lloyds TSB Airmiles Duo MasterCard is a card that will appeal to those that like to earn travel rewards on purchases they would make anyway while having a low annual fee. |
Info Review Benefits Fees |
| Read More | Terms and Conditions | ||||
| Lloyds TSB Airmiles Duo AMEX Card | ||||
|
|
4.5 out of 5 | The Lloyds TSB Airmiles Duo Amex is the American Express card that rewards users with a low annual fee and Airmiles for every qualifying purchase made with the card. |
Info Review Benefits Fees |
| Read More | Terms and Conditions | ||||
| Bank of Scotland Plus Card | ||||
|
|
4.5 out of 5 | The Bank of Scotland Plus Card offers new customers interest free balance transfers for 13 months, interest free purchases for 3 months, and a wide range of free benefits. |
Info Review Benefits Fees |
| Apply Now | Read More | ||||
| Bank of Scotland Purchase Offer Credit Card | ||||
|
|
4.5 out of 5 | The Bank of Scotland Purchase offer card gives existing current account holders the chance to open a new MasterCard credit card account offering interest free purchases for a whole year. |
Info Review Benefits Fees |
| Read More | ||||

