Credit Card
HSBC Bank Credit Card
- 0% for 15 months on balances transferred within 30 days of you opening your account. 2.9% balance transfer fee applies (minimum £5)
- 0% on purchases for 3 months from account opening
- Typical 16.9% APR variable after introductory period
- No annual fee to pay
- Card security – five security measures to give you confidence when you spend
Related Cards
| Intro APR: | 0%* |
| Intro Period: | 12 months |
| APR: | 15.90% (variable)* |
| Annual Fee: | £0.00* |
| Issuer: | HSBC Bank |
| Card Network: | MasterCard® |
| Card Category: | Consumer (Regular) |
| Card Type: | |
| Credit Needed: | Good* |
HSBC Bank Credit Card is designed for individuals having good credit who want to enjoy the benefits of holding an HSBC credit card. Alongside having good or excellent credit, interested persons are currently required to have a HSBC current account before applying.
Newly accepted members participate in a long term introductory APR period applied towards balance transfers and purchase transactions. Balance transfers must be conducted within 30 days of account opening to participate in the program. Both transactions incur zero interest throughout the intro period. On expiry of the intro period, purchase interest remains highly competitive compared to other cards serving consumers in the same category. Balance transfer rates remain very low over an extended period of time as mentioned in the card agreement.
Card members do not incur an annual fee.
HSBC operates five security measures to ensure card members hold maximum confidence as they spend on various transactions. A fraud detection system and zero fraud liability for online transactions are amongst these security measures. As part of additional benefits made available to its customers, card members enjoy numerous financial tools and resources on the HSBC internet banking site. A budget calculator amongst other informational resources lay in wait for individuals to benefit. Internet related services include online account management providing regular online softcopy statements through which members keep their records up to date. These statements contain and provide information on every transaction carried out within the periods in question.
A 24hr global assistance hotline comes in handy when away on travel and in need of emergency cash. Card members can spread the love by issuing additional cards to family and friends at no extra cost.
HSBC Bank Credit Card is the ideal card for HSBC customers holding a current account. This card comes on the MasterCard card network ensuring card members have more ways than ever to pay for goods and services. With MasterCard's PayPass technology, card members can wave their cards at accepting merchants and retailers without having to swipe into a device.
We advise you read and understand the credit card agreement or terms and conditions before applying.
| Other Benefits: | - Various Internet Related Services - Free additional credit card - 24 hours global assistance - Access to the HSBC Bank Travel Club which provides a guaranteed 8% discount off 1000's of holidays. - Advanced fraud detection systems: state of the art technology which monitors accounts for signs of any unusual activity in order to protect customers from fraud. - Opportunity to register for Verified by Visa. - Zero online fraud liability: for online transactions that were undertaken without the customer's authority. - Global assistance: card replacement service and emergency cash advance if the customer’s card is lost or stolen abroad. See card Terms and Conditions for more benefits |
| Comments: | The rate for balance transfers is 4.9% until 31 January 2012, where the transfer is made within 30 days of account opening. |
| Online Account Access: | Yes |
| Introductory APR: | 0%* |
| Applied Towards: | Purchases, Balance Transfer |
| Introductory Period: | 12 months* |
| APR on Purchases: | 15.90% (variable)* |
| Annual Fee: | £0.00* |
| Grace Period: | 56 days* |
| Min Finance Charge: | £0.10 |
| Min Credit Line: | £500 |
| Late Payment Fee: | £0.00* |
| Over Limit Fee: | £12.00 |
| Balance Transfer: | Yes |
| APR on Balance Transfer (%): | 0.00% |
| Transfer Fee (%): | 2.50% |
| Minimum Fee: | £5.00 |
| APR Cash Advances: | 21.90% |
| Cash Advance Fee: | 2.50% |
| Minimum Fee: | £5.00 |
| Additional Fees | Non-sterling transactions fee: 2.75% Stopped Credit Card Cheque: £12 Returned Credit Card Cheque: £12 Returned payment fee: £5 |
| Apply Now |
You may also be interested in:
• Virgin Atlantic American Express® Black Card
• Cardonebanking Prepaid MasterCard®
• AA Credit Card
† Information concerning the HSBC Bank Credit Card is confirmed to be accurate before publication. We strive to keep this information updated but cannot guarantee its accuracy. Readers are strongly advised to go through appropriate terms and conditions attached to a product before submitting the application.
Featured Card
* * *
