Consumer Cards

Featured Consumer Card: Sainsbury's Credit Card
  • Sainsbury's Credit Card
  • Rated: 5.0 out of 5
  • Intro APR: 0% for 12 months*
  • Representative APR: 16.90% *
  • Annual Fee: £0.00*

- Every time you shop at Sainsbury's with your Credit Card we'll give you 2 Nectar points for every £1 you spend in the first 2 years. That's doubling your Nectar points on every Sainsbury's shop when you swipe your Nectar card.
- 0% for the first 12 months on Sainsbury's shopping
- 0% for the first 12 months on all other shopping
- 0% for the first 12 months on balance transfers (+3% fee)
- Collect 1 point per £5 when you use your Sainsbury's Credit Card elsewhere
- Representative Example: 16.9% APR Representative (variable). Based on 3% balance transfer fee, credit limit of 1200.00, annual interest rate (variable) 16.9%.

* * *

Combining the convenience of the Sainsbury's Credit Card with the benefits of your Nectar card affords you shopping experiences like no other. Highly competitive rates make this package even more attractive. Read more...

Consumer credit cards are reserved for individuals who want to enjoy benefits that come with credit cards. These cards are issued based on credit worthiness of applicants with less qualified individuals largely restricted to cards charging moderate to high interest rates. Cards of this nature are bound to come with various benefits and features in a bid to attract members. Consumer cards are known to include introductory APR periods during which applicable transactions incur zero interest, reward programs, zero annual fees, amongst others. Depending on the card network, members are likely to encounter side benefits like free insurance coverage on eligible transactions, zero fraud liability, emergency cash/card replacement, lost card reporting amongst others.



Consumer Cards Listing

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e-Platinum Plus with CardOneBanking MasterCard
e-Platinum Plus with CardOneBanking MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 0*
  • Annual Fee: N/A*
5.0 out of 5

Reward yourself with the benefits of a platinum line of credit and a MasterCard with the E-Platinum Plus and e-Plus MasterCard. No minimum income required, simply apply and read the benefits!

Info Review Benefits Fees
Miles & More American Express® credit card from MBNA
Miles & More American Express credit card from MBNA
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • Representative Variable APR: 16.90%*
  • Annual Fee: £0.00*
5.0 out of 5

With a decent award miles welcome bonus and an easy rewards program, the Miles and More American Express Card from MBNA offers money saving features in a convenient and simple package.

Info Review Benefits Fees
American Express Preferred Rewards Gold Card
American Express Preferred Rewards Gold Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: £75.00*
5.0 out of 5

The American Express Preferred Rewards Gold Card is a somewhat standard, travel based incentive credit card that offers a combination of convenient features as well as impressive savings that are nearly unparalleled by any other card currently in circulation.

Info Review Benefits Fees
Tuxedo Maestro® Prepaid Card
Tuxedo Maestro Prepaid Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: N/A*
5.0 out of 5

You can choose your tariff and save money with the Tuxedo Maestro Prepaid Card. Available in the United Kingdom, this card gives you credit-like convenience, without all the complicated fees.

Info Review Benefits Fees
Tesco Clubcard Credit Card
Tesco Clubcard Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 15 months*
  • Representative Variable APR: 16.90%*
  • Annual Fee: £0.00*
5.0 out of 5

Overall a good performer! Specially designed for existing Tesco customers and quite beneficial for the customers who are planning expensive shopping trips in the near future. The Tesco credit card offers double savings on shopping with Tesco stores.

Info Review Benefits Fees
Barclaycard Platinum Simplicity Credit Card
Barclaycard Platinum Simplicity Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 7.90%*
  • Annual Fee: £0.00*
5.0 out of 5

The Barclaycard Platinum Simplicity Credit Card is simply the best credit card that nonetheless conveys on the lowest interest rates and offers a reduced balance transfer period. Enjoy the contactless payment technology associated with it.

Info Review Benefits Fees
Virgin Money PAYG Prepaid Visa Card
Virgin Money PAYG Prepaid Visa Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: N/A*
5.0 out of 5

Get the Virgin Money Prepaid Visa Card on Pay As You Go for zero monthly fees and all other fringe benefits available. For those times you just need to go prepaid, the Virgin Money card keeps things simple.

Info Review Benefits Fees
Escape Prepaid MasterCard®
Escape Prepaid MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: £4.99*
5.0 out of 5

The Escape Prepaid Card is a mastercard enabled prepaid for UK residents. There are no monthly deductions and the fees are quite friendly. Cardholders enjoy perks in cashback on qualifying purchases.

Info Review Benefits Fees
Escape Travel Money MasterCard®
Escape Travel Money MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: £4.99*
5.0 out of 5

Customers who want a safer way to carry money when traveling can opt for the Escape Travel Money prepaid MasterCard. Not only is it safer, it provides many benefits to users.

Info Review Benefits Fees
Virgin Prepaid Travel Money Card
Virgin Prepaid Travel Money Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: N/A*
5.0 out of 5

Gain access to the world of virgin discounts on the Virgin Money Prepaid Travel Visa Card. It's prepaid but works just like a debit card with access to merchants at millions of locations displaying the Visa logo.

Info Review Benefits Fees
Citi Visa Debit Card for Travelers
Citi Visa Debit Card for Travelers
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: N/A*
5.0 out of 5

The Visa Citibank Debit Card is the ideal card for the individual traveling overseas. Simply obtain one and then you can take it with you, funding it from your existing Citibank account. It gives you fee-free purchasing power and fee-free cash withdrawals from Citi machines abroad in the currency of your account. There are also no monthly fees, free optional US Dollar check book, and global access to Citiphone banking and online accounts 24/7.

Info Review Benefits Fees
NatWest World MasterCard®
NatWest World MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 13 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
5.0 out of 5

The NatWest World Credit Card is designed for the individual looking to save a little cash by giving you some substantial purchasing freedom with a low percentage on purchases and balance transfers for the first so many months with a low variable rate to follow. The substantial rewards programs also give you bonus NatWest YourPoints just for using the card.

Info Review Benefits Fees
RBS World MasterCard®
RBS World MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 13 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
5.0 out of 5

The RBS World MasterCard is the ideal card for the individual who is looking to get a little something back from their credit card company. Not only do you enjoy a low APR on purchases and balance transfers for the first so many months, it also gives back by rewarding you with bonus RBS YourPoints just for opening the card.

Info Review Benefits Fees
MBNA 5.9% APR Rate For Life Credit Card
MBNA 5.9% APR Rate For Life Credit Card
  • Intro APR: 5.9%*
  • Intro APR Period: for Life of Balance*
  • Representative Variable APR: 16.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The MBNA 5.9% Rate For Life Credit Card, offers a series of low promotional rates that could save you money over the rates of other cards. This card also features many other benefits that you might find attractive.

Info Review Benefits Fees
FairFX Travel Money Card
FairFX Travel Money Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

This is a great card allowing you plan ahead with ease. Get the lowest exchange rates available with little fees to worry about even when away from home.

Info Review Benefits Fees
Vanquis Visa Credit Card
Vanquis Visa Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 39.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The Vanquis Visa Credit Card is designed for consumers having limited credit who want to take advantage of a card issued to individuals in that category. Members incur no interest on purchases throughout an interest free period.

Info Review Benefits Fees
HSBC Bank Credit Card
HSBC Bank Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 23 months*
  • Representative Variable APR: 16.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The HSBC Bank Credit Card is reserved for consumers having good or excellent credit with a solid history. It incorporates a healthy list of benefits that prove useful for individuals looking to avoid interest rates on purchases and balance transfers.

Info Review Benefits Fees
MBNA Retail Rewards American Express® Credit Card
MBNA Retail Rewards American Express Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • Representative Variable APR: 16.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The MBNA Retail Rewards American Express Credit Card offers some interesting benefits that could pay off well if you like to shop. Depending on the way you shop, you could save.

Info Review Benefits Fees
bmi American Express® Card from MBNA
bmi American Express Card from MBNA
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • Representative Variable APR: 16.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The bmi American Express Credit Card from MBNA Europe Bank Limited offers many benefits to United Kingdom credit customers, including destination miles, a low introductory rate, and convenient online access.

Info Review Benefits Fees



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