Credit Card

Cardonebanking Prepaid MasterCard®

4.0

out of 5

- Guaranteed bank account with MasterCard Prepaid Card
- Quick and easy to apply with: No credit checks
- One-to-one Account Manager and secure Internet banking
- No hidden bank charges and no overdraft fees
- The Card is valid for 3 years

Intro APR: N/A*
Intro Period: N/A
APR: N/A*
Annual Fee: N/A*
Issuer: Newcastle Building Society
Card Network: MasterCard®
Card Category: Consumer (Stored Value)
Card Type: - Card for Bad Credit
- Co-Branded Card
- Guaranteed Approval
- Prepaid Debit Card
Credit Needed: Bad Credit OK*

Cardonebanking Prepaid MasterCard is the perfect card for individuals looking to spend as they earn. A prepaid card does not offer a line of credit. It gives you a dedicated account into which you'll load funds on the card. The advantages of a prepaid card are plenty. There is no credit repayment to worry about. You do not incur any interest on funds loaded. Card fees are restricted to the barest minimum and with this card there is no annual or monthly service fee that eats into your cash. A prepaid card could be the card on which you consolidate most of your expenses or a card where you store funds for the rainy day. A prepaid card is also ideal when teaching a young one the basics on living with a plastic card. These cards give you maximum protection and overhead allowing you the issuer monitor spending activities of someone using additional cards.

You can load funds onto the card through a post office. With guaranteed acceptance you only need to identify yourself correctly to get a copy of this MasterCard card. Once you have a copy you can load a minimum $10 to begin spending. Checking the account balance is easy and flexible. Whenever you're close to a PC connected to the internet, just log onto your account through a secure connection. While logged in you may download statements containing previous expenses, check available balance, and card charges. You can also check your balance via text messages sent to your mobile phone.

The card comes with Chip and PIN security for maximum protection when purchasing items at retail outlets. You don't incur a transaction fee when purchasing items within the UK. International transactions incur a 2.75% fee up to a maximum $2.50. Cash withdrawals from ATMs within the UK are free but the bank who owns the ATM may charge a small fee.

An additional card for family and friends is available for a $5 fee.

The Cardonebanking Prepaid MasterCard is just what you need to start spending at over 26 million retailers displaying the MasterCard logo. Your card is valid for 3 years after the date of issuance. The card is issued by the Newcastle Building Society.

Comments: Identification requirements. If you have been asked to send us documents, you will need to send two (2) items from list A or one (1) item from list A and one (1) original item from list B.
LIST A
- Valid UK Passport (Original or Photocopy)
- Valid International Passport (Original or Photocopy)
- Valid UK Driving Licence (Original or Photocopy)
- National Identify Card (Original or Photocopy)
LIST B
- Bank Statement dated within the last 90 days (Original only)
- Utility bill dated within the last 90 days (Original only)
- DWP Correspondence dated within the last 90 days (Original only)
- HM Revenue & Customs Tax Coding Notice dated within the last 90 days (Original only)
- Jobcentre plus letter dated within the last 90 days (Original only)
- Current Firearm Certificate dated within the last 12 months (Original only)
- Council Tax Letter dated within the last 90 days (Original only)
- Mortgage Statement dated within the last 90 days (Original only)
Online Account Access: Yes
100% Guarantee Approval: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: N/A*
Annual Fee: N/A*
Grace Period: N/A*
Late Payment Fee: N/A*
Balance Transfer: No
Opening Minimum: £10.00
Application Fee: £30.00
ATM Fee: £0.00
Additional Fees Limits:
- Minimum amount of initial load £10.00
- Maximum initial load £1,250.00
- Maximum card balance £5,000
Account additional card - £5.00
Account monthly management fee - £12.50
Account opening fee (primary card only) - £30.00
Balance enquiry and alerts - £0.15
Balance enquiry via website - Free
Card re-issue fee (per card) - £3.95
Direct payment (NatWest Bank, BACS) - Free
Direct transfer via Post Office - £1.00
Foreign exchange fee (transaction value) - 2.75%
Foreign exchange fee Non-UK ATM - £3.00
Insufficient funds text message - £1.00
Lost/stolen block - Free
Non-UK point of sale transactions - Free
PIN issue/re-issue - Free
Re-activation fee - £5.00
Redemption fee Account closure - £10.00
UK point of sale and ATM transactions - Free
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† Information concerning the Cardonebanking Prepaid MasterCard is confirmed to be accurate before publication. We strive to keep this information updated but cannot guarantee its accuracy. Readers are strongly advised to go through appropriate terms and conditions attached to a product before submitting the application.




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