British Heart Foundation Credit Card

There seems to be a trend among credit card companies these days. Many credit providers are offering the unique benefit of contributing to a noble cause just from using your credit card. Take the British Heart Foundation Credit Card, for example. With this card, your everyday purchases will earn donations that will go back to the British Heart Foundation! It is really as simple as that. The first time you even use your account, they will receive £7.50, and for every £100 that you spend they will receive another 35p.

In order for this card to remain attractive to you, though, there needs to be something in it for you. This is why they are providing an introductory interest rate as low as 0% on both balance transfers and other account transfers for up 12 months. While these are very attractive, you need to also remember that these rates only apply to transfers that are made in the first 90 days and that there are handling fees for each transfer.

You could also save money because the introductory rate on standard purchases is also very low. Even the standard variable interest rate is favorable. Of course, this card neither has an annual fee, so you will also appreciate that you can hold this card for emergencies and not have to worry about a charge coming to you out of the blue.

Since this card comes from MBNA Europe Bank Limited, it also features some standard benefits with which you may be already familiar. For example, paperless statements, a common MBNA attribute, is available so that you can increase your convenience and productivity as well as your lower your carbon footprint. Also, MBNA typically offers an interest free period of 50 days that gives you plenty of time to organize your finances before interest begins to accrue on your standard purchases.