Credit Card Review & Application

British Airways American Express Credit Card

4.5

out of 5

- Receive a response in 60 seconds
- Apply now and earn 1,000 bonus BA Miles
- 1 Bonus Mile for virtually every £1 you spent
- Free additional cards
- No annual fee
- Spend £20,000 on your Card in a year, and receive a companion for the same flight and cabin
- Travel accident benefits up to £75,000
- Representative 19.9% APR variable. Based on assumed borrowing of £1,200 and rate of interest(variable) annual 19.9%



Intro APR: N/A*
Intro Period: N/A
Representative APR: 19.90% (variable) *
Annual Fee: N/A*
Issuer: American Express
Card Network: American Express®
Card Category: Consumer (Regular)
Card Type: - Co-Branded Credit Card
- Instant Decision Card
- Reward Card
Credit Needed: Good*

British Airways American Express Credit Card is the ideal travel rewards card dedicated to individuals who travel frequently and those who would like to cut down travel expenses with British Airways. Card members receive the full benefits of a card in this category with numerous features coming from British Airways and American Express. Interested individuals are required to have good or excellent credit rating and a solid history.

Although there is no introductory APR period, card members enjoy steady interest rates on purchases. Balance transfers and cash advances also incur interest rates as described in the card agreement. Balance transfers and cash advance transactions incur a 3% transaction fee. Transactions in a foreign currency incur a 2.73% fee on the amount involved.

There is no annual fee.

On the card rewards program, card members earn one British Airways mile per £1 spent on eligible transactions. Newly accepted members receive 1,000 bonus BA miles on the first purchase. Older members can claim 2,000 bonus BA miles by introducing a friend. Card members may redeem miles earned for free and discounted travel on British Airways flights. Members who earn up to 20,000 within a year will receive a second companion ticket when they redeem miles for the first ticket.

Additional benefits include online account management through which card members are updated on the card balance, charges, balance transfers, cash advances, and miles earned. Online statements containing this information are uploaded to the website from time to time. For record purposes, a member may order to receive a second statement (the first is sent at no extra cost) for a £5.00 fee. Card members wishing to give friends and family a feel of this card could do so by giving these individuals an additional card at no extra cost.

British Airways American Express Credit Card is reserved for individuals who travel frequently and would like to discount travel related expenses as well as take advantage of various other benefits from American Express. This is an instant decision card meaning interested persons can receive a response within a few minutes.

See applicable terms and conditions before applying.

Reward Types: - Airline Reward Cards
- Travel Reward Cards
Reward Unit: Miles
Reward for $1 spent: 1.00
Rewards: - 1,000 Bonus British Airways Miles
- 1 Bonus Mile for virtually every £1 you spent
- Redeem BA Miles on a British Airways flights.
- If you spent £20,000 on your Card in a year, you will receive another ticket for a companion for the same flight and cabin
Other Benefits: See terms and conditions of the card.
Comments: *Representative 19.9% APR variable. Based on assumed borrowing of £1,200 and rate of interest(variable) annual 19.9%.
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
Representative APR: 19.90% (variable)*
Annual Fee: N/A*
Grace Period: 25 days*
Min Finance Charge: £0.20
Late Payment Fee: £10.00*
Over Limit Fee: £10.00
Balance Transfer: No
Transfer Fee (%): 3.00%
APR Cash Advances: 27.90%
Cash Advance Fee: 3.00%
Minimum Fee: £3.00
Additional Fees Return payment fee: £10.00
Stolen or lost replacement fee: £20.00
Foreign currency conversion fee: 2.73%
transaction records copy fee: £3.00
Statement copy fee: £5.00
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† Information concerning the British Airways American Express Credit Card is confirmed to be accurate at the time of publication (Aug 16, 2011). We strive to keep this information updated but cannot guarantee its accuracy. Readers are strongly advised to go through appropriate terms and conditions attached to a product before submitting the application.




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