Virgin Atlantic American Express® Black Card

The Virgin Atlantic American Express Black Card is a unique credit card available to United Kingdom residents. Not only does it provide excellent credit card services, but if you are already a Virgin Atlantic Flying Club Member, you can easily earn up 6,000 bonus miles with your first new card purchase. However, there are some incredible benefits solely for new card holders that establish this card among the elite credit cards. For instance, take as little as 0% on balance transfers for the first 6 months on all cards other than those issued by MBNA. Another introductory offer describes 6,000 bonus Flying Club miles if you use the card within the first 90 days of approval.

You can also earn 2 miles for every pound charged to the card, and twice that on Virgin Atlantic and Virgin Holiday purchases. For every 7,500 pounds spent in a single calendar year, you will also receive a complimentary companion reward flight the next time you book with Virgin Atlantic. Spend 5,000 in a single calendar year you can also qualify for one complimentary round trip Premium Economy upgrade on your next miles-based reward flight. If you're daring, or just a big spender, you can even earn a second one.

Something that you will definitely find attractive is that you pay no interest on purchases for 46 days if you pay your statement balance in full every month. This also applies to balance transfers, credit card cheques, money transfers, and cash advances. As long as you pay your previous statement in full and on time and you pay your current statement in the same way, you will never pay interest on new purchases.

Being a travel-based credit card, a Virgin Atlantic account can access all LINK cash machines, which include Halifax, Lloyds, TSB, Barclays, HSBC, and Bank of Scotland. If you purchase your travel tickets using your card, you are also automatically covered with up to 250,000 pounds of travel accident insurance. You can also count on zero liability protection from theft, loss, or internet-based fraud, as long as you report its loss or unusual activity immediately upon discovering it.

Like most major credit cards, this one has an annual fee, but there are also handling fees for nearly every kind of card activity. This includes balance, cheque, and money transfers, as well as cash advances and foreign currency conversion.

You also have the option of linking up to three other cards to the account for free.