Barclaycard Gold Credit Card

At first glance, the Barclaycard Gold Credit Card might seem like just another credit card but it is not. In fact, it offers some of the most stellar promotions and features to credit holders in the United Kingdom. If you have a credit rating that is average or better and no history of bankruptcy, you should look into applying for this card. It also helps that you have had a UK address for at least three months and can verify your income to ensure you will be able to make your payments on time. With your clean credit history that is clear of County Court Judgments and Individual Voluntary Arrangements, you will be able to access the many features this card has to offer.

First of all, the annual percentage rate for the Barclaycard Gold Credit Card is fair. It is a variable rate, however, so it could be higher or lower depending on your credit score. However, what might interest you most is the balance transfer rate, which could be as lows as 0% for the up to the next 12 months, with a 2.5% transaction fee. In order to take advantage of this, though, you have to transfer all your balances in the first 60 days.

If you want to avoid paying interest on standard purchases, though, you should be aware that it is possible with the Barclay Card Gold Card. This card actually has an interest free period of 56 days, wherein if you pay off your new purchase balances by the due date, no interest is assessed. At the same time, there are no interest free periods on balance transfers, cash withdrawals, or Barclay Card cheques.

Of course, in order to succeed in the highly competitive credit card market today, the Barclaycard Gold Card has a built in incentive program designed to save you money or reward you for using your card. The Barclay Freedom program automatically earns you points towards bonus rewards on everything that you buy from participating retailers.