Featured Bank of Scotland Card: Bank of Scotland Purchase Offer Credit Card

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• Rated: 4.5 out of 5
• Intro APR: 0% for See T&C*
• Representative APR: 17.90% *
• Annual Fee: £0.00*
• Review

- For current account holders
- 0% for the first 13 months on balance transfers (3% balance transfer fee applies)
- 0% for the first 13 months on new purchases
- No annul fee
- 5 card colours: pink, black, red, white, or blue
- Representative Example: Based on borrowing £1,200 and repaying over 12 months the representative rate would be 17.9% APR (variable). The purchase rate is 17.94% pa (variable).

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The Bank of Scotland Purchase offer card gives existing current account holders the chance to open a new MasterCard credit card account offering interest free purchases for a whole year. Read more...

Bank of Scotland currently operates as a wholly owned subsidiary of the Lloyds Banking Group following an acquisition in January 2009. The Bank of Scotland was originally a bank with predominant interests in Scotland but since increased its presence to other parts of the United Kingdom. A series of consolidations in the UK banking sector bolstered Bank of Scotland’s chances when Halifax Bank agreed to a merger in 2001. Both banks come out of a successful merger bearing the Halifax Bank of Scotland group name but as part of a business strategy deciding to keep both Halifax and Bank of Scotland as brand names. While HBOS branches kept a uniform Bank of Scotland name for all branches dedicated to business banking; branches in other locations seemed to exchange names based on market dominance. Bank of Scotland branches in England assumed Halifax while Halifax branches in Scotland assumed a new Bank of Scotland brand name. Till date the Bank of Scotland continues to provide commercial and retail banking services to customers throughout the UK.