Featured Bank of Scotland Card: Bank of Scotland All in One Card

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• Rated: 4.5 out of 5
• Intro APR: 0% 10 months*
• Regular APR: 15.90%*
• Annual Fee: N/A*
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- 0% for 10 months on balance transfers made in the first 90 days
- 0% for 10 months on new purchases
- A typical rate of 15.9% APR (variable)
- A handling fee of 3% applies for each balance transfer
- Master Card benefits package
- 59 days grace period

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TheBank of Scotland All in One credit card is ideal for consumers having good credit in search of a low interest card offering a long term introductory APR period provided alongside other benefits. Read more...

Bank of Scotland currently operates as a wholly owned subsidiary of the Lloyds Banking Group following an acquisition in January 2009. The Bank of Scotland was originally a bank with predominant interests in Scotland but since increased its presence to other parts of the United Kingdom. A series of consolidations in the UK banking sector bolstered Bank of Scotland’s chances when Halifax Bank agreed to a merger in 2001. Both banks come out of a successful merger bearing the Halifax Bank of Scotland group name but as part of a business strategy deciding to keep both Halifax and Bank of Scotland as brand names. While HBOS branches kept a uniform Bank of Scotland name for all branches dedicated to business banking; branches in other locations seemed to exchange names based on market dominance. Bank of Scotland branches in England assumed Halifax while Halifax branches in Scotland assumed a new Bank of Scotland brand name. Till date the Bank of Scotland continues to provide commercial and retail banking services to customers throughout the UK.