Balance Transfer Cards

Featured Balance Transfer Card: BT Cash Credit Card
  • BT Cash Credit Card
  • Rated: 4.0 out of 5
  • Intro APR: 0% for 13 months*
  • Representative APR: 16.90% *
  • Annual Fee: £0.00*

- Earn money off your BT bill* with the BT Credit Card
- 0% on balance transfers for 13 months (3% handling fee)
- 0% on card purchases for 3 months
- Online Banking
- Fraud Protection
- Representative 16.9% APR (variable)

* * *

United Kingdom financial customers can save quite a bit of cash with the BT Credit Card. With remarkably low introductory rates and equally impressive average variable rate, this card is suitable for a variety of people. Read more...

A balance transfer transaction involves transferring the remaining credit balance from one card to another. You might want to transfer balance for various reasons not limited to high interest rates and poor customer service but whatever it is, a balance transfer feature must come on a credit card for you to enjoy this feature. Balance transfers incur a transaction fee which usually is a percentage of the amount transferred. Some credit cards waiver interest rates on balance transfers (often different from purchase APR) during an intro APR period provided the transfer is declared during the application process or shortly thereafter as specified in the card agreement. Balance transfer cards listed below are reserved for the U.K. market.



Balance Transfer Cards Listing

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BT Retail Credit Card
BT Retail Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 10 months*
  • Representative Variable APR: 16.90%*
  • Annual Fee: £0.00*
4.0 out of 5

The BT Retail Credit Card features outstanding benefits to United Kingdom customers. With the lowest rates around, MBNA Europe Bank Limited offers savings and convenience in a simple credit card package.

Info Review Benefits Fees
Miles & More American Express® credit card from MBNA
Miles & More American Express credit card from MBNA
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • Representative Variable APR: 16.90%*
  • Annual Fee: £0.00*
5.0 out of 5

With a decent award miles welcome bonus and an easy rewards program, the Miles and More American Express Card from MBNA offers money saving features in a convenient and simple package.

Info Review Benefits Fees
Tesco Clubcard Credit Card
Tesco Clubcard Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 15 months*
  • Representative Variable APR: 16.90%*
  • Annual Fee: £0.00*
5.0 out of 5

Overall a good performer! Specially designed for existing Tesco customers and quite beneficial for the customers who are planning expensive shopping trips in the near future. The Tesco credit card offers double savings on shopping with Tesco stores.

Info Review Benefits Fees
Barclaycard Platinum Simplicity Credit Card
Barclaycard Platinum Simplicity Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 7.90%*
  • Annual Fee: £0.00*
5.0 out of 5

The Barclaycard Platinum Simplicity Credit Card is simply the best credit card that nonetheless conveys on the lowest interest rates and offers a reduced balance transfer period. Enjoy the contactless payment technology associated with it.

Info Review Benefits Fees
Sainsbury's Mastercard for Nectar Card Holders
Sainsbury's Mastercard for Nectar Card Holders
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • Representative Variable APR: 16.94%*
  • Annual Fee: £0.00*
4.0 out of 5

Basically, the Sainsbury's MasterCard for Nectar Card Holders is like a reward card that is accepted on MasterCard enabled networks worldwide. It marks you as a passionate Sainsbury's enthusiast and reveals your feelings about the company.

Info Review Benefits Fees
Halifax Purchase Offer Credit Card
Halifax Purchase Offer Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 13 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The Halifax Purchase Offer Card is a rewards card for account holders at Halifax. The low APR and additional benefits makes this card quite enticing for those that qualify to apply.

Info Review Benefits Fees
Lloyds TSB Airmiles Duo MasterCard
Lloyds TSB Airmiles Duo MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • Representative Variable APR: 15.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The Lloyds TSB Airmiles Duo MasterCard is a card that will appeal to those that like to earn travel rewards on purchases they would make anyway while having a low annual fee.

Info Review Benefits Fees
Lloyds TSB Airmiles Duo AMEX Card
Lloyds TSB Airmiles Duo AMEX Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • Representative Variable APR: 15.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The Lloyds TSB Airmiles Duo Amex is the American Express card that rewards users with a low annual fee and Airmiles for every qualifying purchase made with the card.

Info Review Benefits Fees
Bank of Scotland Plus Card
Bank of Scotland Plus Card
  • Intro APR: 0%*
  • Intro APR Period: See T&C*
  • Representative Variable APR: 16.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The Bank of Scotland Plus Card offers new customers interest free balance transfers for 13 months, interest free purchases for 3 months, and a wide range of free benefits.

Info Review Benefits Fees
MBNA AMEX® Card with CashBack
MBNA AMEX Card with CashBack
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 18.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The MBNA American Express with Cashback credit card provides simple features and savings to financial customers in the United Kingdom. With an endless earning program and no annual fee, it's easy to appreciate the benefits.

Info Review Benefits Fees
MBNA Visa® Card with Cashback
MBNA Visa Card with Cashback
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 18.90%*
  • Annual Fee: £0.00*
4.0 out of 5

The MBNA Visa with Cashback credit card is a simple cashback rewards card available to credit customers in the United Kingdom, with low rates, fewer fees, and a straightforward rewards program.

Info Review Benefits Fees
NatWest World MasterCard®
NatWest World MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 13 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
5.0 out of 5

The NatWest World Credit Card is designed for the individual looking to save a little cash by giving you some substantial purchasing freedom with a low percentage on purchases and balance transfers for the first so many months with a low variable rate to follow. The substantial rewards programs also give you bonus NatWest YourPoints just for using the card.

Info Review Benefits Fees
RBS World MasterCard®
RBS World MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 13 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
5.0 out of 5

The RBS World MasterCard is the ideal card for the individual who is looking to get a little something back from their credit card company. Not only do you enjoy a low APR on purchases and balance transfers for the first so many months, it also gives back by rewarding you with bonus RBS YourPoints just for opening the card.

Info Review Benefits Fees
Bank of Scotland Advantage Credit Card
Bank of Scotland Advantage Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 13 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.0 out of 5

The Bank of Scotland offers comprehensive financial services that customers can appreciate. The Bank of Scotland Advantage Credit Card, then, provides collective and convenient access to any number of the accounts you might have.

Info Review Benefits Fees
Halifax Balance Transfer Credit Card
Halifax Balance Transfer Credit Card
  • Intro APR: 0%*
  • Intro APR Period: See T&C*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

Credit cards can offer many options that help you to save money or make your life a little easier. The Halifax Balance Transfer Credit Card, for example, offers you the ability to transfer balance from existing cards you might have and apply a lower interest rate to them, which could save you money.

Info Review Benefits Fees
Barclaycard Platinum Transfer Card
Barclaycard Platinum Transfer Card
  • Intro APR: 0%*
  • Intro APR Period: 21 months on BT*
  • Representative Variable APR: 17.50%*
  • Annual Fee: £0.00*
4.5 out of 5

The Barclaycard Platinum Transfer credit card can save you money with low introductory rates, a competitive standard interest rate and other monetary benefits. Of course, this card is also convenient and comes with its own rewards program.

Info Review Benefits Fees
Capital One Transfer Card
Capital One Transfer Card
  • Intro APR: 0%*
  • Intro APR Period: 10 months on BT*
  • Representative Variable APR: 16.80%*
  • Annual Fee: £0.00*
4.5 out of 5

Saving money is easy with the Capital One Transfer credit card. If you have very good credit and you live in the United Kingdom, this card could give you lower rates on balance transfers and standard purchases for a limited time.

Info Review Benefits Fees
Capital One Click Credit Card
Capital One Click Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 9.90%*
  • Annual Fee: £0.00*
4.5 out of 5

If you prefer to shop online, you need a safe credit card with benefits designed for an improved web experience. The Capital One Click credit card might provide you with exactly that.

Info Review Benefits Fees
American Express Platinum CashBack Credit Card
American Express Platinum CashBack Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 18.50%*
  • Annual Fee: £25.00*
4.0 out of 5

With the American Express Platinum Cashback Credit Card, you can get as much as 3% cash back as a bonus when you use your card, with no limit on how much you can earn.

Info Review Benefits Fees



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