Cards for Bad Credit

Featured Card for Bad Credit: Vanquis Visa Credit Card
  • Vanquis Visa Credit Card
  • Rated: 4.5 out of 5
  • Intro APR: N/A*
  • Representative APR: 39.90% *
  • Annual Fee: £0.00*

- Sensible credit limit starting from £250 to £1000
- Simple application process
- Friendly UK call centre to give you the support you need
- Representative Example: 39.94% APR Representative (variable). Based on credit limit of £1000.00, annual interest rate (variable) 39.9%.

* * *

The Vanquis Visa Credit Card is designed for consumers having limited credit who want to take advantage of a card issued to individuals in that category. Members incur no interest on purchases throughout an interest free period. Read more...

These credit cards are designed for consumers who want to build a solid credit history over a period of time. Interest persons can choose any of these cards knowing each will report transactions to the major credit bureaus. By ensuring timely repayments without exceeding the available credit limit card members stand a chance to better their fortunes over a period of time. Cards of this nature usually charge higher interest rates compared to other credit cards reserved for those with better ratings. Applicants shouldn't expect to see a bunch of card features and benefits as most cards falling into this category are regular or basic cards. These cards mentioned below are reserved for the U.K. market.



Cards for Bad Credit Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
CardStatsRatedAboutTake Action
aqua Credit Card (aquacard)
aqua Credit Card (aquacard)
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 35.90%*
  • Annual Fee: N/A*
4.0 out of 5

The aqua Credit Card works harder to give you a better chance to rebuild your credit with many benefits designed for such a purpose. Whether you had a few minor issues or are dealing with bankruptcy, this card could help.

Info Review Benefits Fees
Capital One Classic Visa Card
Capital One Classic Visa Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 34.90%*
  • Annual Fee: £0.00*
4.0 out of 5

The Capital One Classic Visa Credit card is designed specifically to help you to manage your finances and is a great choice for people who want to build up a new credit rating or repair any previous credit ratings.

Info Review Benefits Fees
Barclaycard Initial Credit Card
Barclaycard Initial Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 29.90%*
  • Annual Fee: £0.00*
4.5 out of 5

Barclaycard wants to say yes to you. This is why they have designed the Barclaycard Initial Credit Card. If you want something simple that can improve your credit, this might be the card for you.

Info Review Benefits Fees
Barclaycard Gold Credit Card
Barclaycard Gold Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months on BT*
  • Representative Variable APR: 19.90%*
  • Annual Fee: £0.00*
4.5 out of 5

Best suited for strengthening your credit rating, the Barclaycard Gold Credit Card is designed to reward your good credit history with incentives and rates that are highly competitive.

Info Review Benefits Fees
NatWest Student MasterCard
NatWest Student MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 18.90%*
  • Annual Fee: £0.00*
4.0 out of 5

The NatWest Student MasterCard card provides the right amount of credit a student requires to build a solid history over time. Take into consideration the numerous discount packages available to cardholders and it becomes an irresistible offer.

Info Review Benefits Fees
RBS Student MasterCard®
RBS Student MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 18.90%*
  • Annual Fee: £0.00*
4.0 out of 5

It is a credit card available exclusively to Student current account holders. The student credit card touts discount buying, direct debit, and the lack of an annual fee as its main benefits.

Info Review Benefits Fees
e-Platinum Plus Green Shopping Credit Card
e-Platinum Plus Green Shopping Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 0*
  • Annual Fee: N/A*
4.0 out of 5

The e-Platinum Plus Green Card is an ideal shopping card for interested parties. You can purchase regular merchandise from a dedicated website without having to worry about interest.

Info Review Benefits Fees
e-Platinum Plus with CardOneBanking MasterCard
e-Platinum Plus with CardOneBanking MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 0*
  • Annual Fee: N/A*
5.0 out of 5

Reward yourself with the benefits of a platinum line of credit and a MasterCard with the E-Platinum Plus and e-Plus MasterCard. No minimum income required, simply apply and read the benefits!

Info Review Benefits Fees
e-Platinum Plus Shopping Credit Card
e-Platinum Plus Shopping Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 0*
  • Annual Fee: N/A*
3.5 out of 5

Get the credit you deserve with an E-Platinum Plus Credit Card. If you live in the UK, you can take advantage of remarkably low fixed rates and a handful of attractive features.

Info Review Benefits Fees
Secure Trust Bank Prepaid Credit Card
Secure Trust Bank Prepaid Credit Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: 0*
  • Annual Fee: N/A*
4.0 out of 5

Secure Trust Bank Prepaid Credit Card may not be a favorite of many customers but it is a true fact that this account serves the people greatly by helping to improve their credit records.

Info Review Benefits Fees
First Premier MasterCard®
First Premier MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: N/A*
5.0 out of 5

The First Premier MasterCard gives you the peace of mind of knowing you will never go over your credit limit. That's because it is a prepaid card with a little extra benefits for credit customers who live in the United Kingdom.

Info Review Benefits Fees
Cashplus Prepaid Gold Master Card
Cashplus Prepaid Gold Master Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: N/A*
4.0 out of 5

The Cashplus Prepaid Gold Master Card is an awarding winning prepaid card allowing consumers the freedom to spend just how much they want to. There are no worries about interest rates, and monthly repayment.

Info Review Benefits Fees
Cardonebanking Prepaid MasterCard®
Cardonebanking Prepaid MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: N/A*
4.0 out of 5

This prepaid MasterCard gives you the convenience of a debit card and flexibility a prepaid card can provide. You do not incur accidental charges and high fees that accompany other cards.

Info Review Benefits Fees
The Sun Pre Paid MasterCard®
The Sun Pre Paid MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: N/A*
5.0 out of 5

The Sun card is reserved for consumers who want to take advantage of a prepaid card offering discounts on purchases with numerous retailers with the freedom to purchase items anywhere the MasterCard logo is displayed.

Info Review Benefits Fees
Tuxedo MasterCard® Prepaid Card
Tuxedo MasterCard Prepaid Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: N/A*
5.0 out of 5

The Tuxedo MasterCard Prepaid credit card is a prepaid debit card for individuals who want prepaid card on the MasterCard network that earns discounts on high street and online purchases like no other.

Info Review Benefits Fees
Virgin Money Monthly Prepaid Visa Card
Virgin Money Monthly Prepaid Visa Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: £0.00*
5.0 out of 5

The Virgin Money Monthly Prepaid Visa is an ideal tool for individuals living on a budget. Members enjoy fantastic discounts from partnering companies and have two tariff options created to suit each members financial requirements based on spending habits.

Info Review Benefits Fees
FairFX Euro Currency Card
FairFX Euro Currency Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The FairFX Euro Currency Card is an ideal alternative to traveler's cheques and credit cards when travelling between European countries.

Info Review Benefits Fees
Freedom Prepaid MasterCard®
Freedom Prepaid MasterCard
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

The Freedom Prepaid MasterCard card is available online and retails at £5.99. It is fully re-loadable up to £5,000 and is accepted worldwide.

Info Review Benefits Fees
Personalised Freedom Prepaid Cash Card
Personalised Freedom Prepaid Cash Card
  • Intro APR: N/A*
  • Intro APR Period: N/A*
  • Representative Variable APR: N/A*
  • Annual Fee: N/A*
4.5 out of 5

For a personalised Freedom Cash Card you do not need a bank account but you do need ID because it is personalised and embossed for you. It has a high maximum load and is valid for 3 years.

Info Review Benefits Fees



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