Credit Card Review & Application

BaBeeCard Prepaid Card

BaBeeCard Prepaid Card

4.5

out of 5

- Great way to budget, plan & save
- Over 100 High Street retailers on board
- Card valid for 2 years
- Card issue fee is £9.95 includes card purchase and activation
- 100% Approval



Intro APR: N/A*
Intro Period: N/A
Representative APR: N/A*
Annual Fee: £0.00*
Issuer: Newcastle Building Society
Card Network: MasterCard®
Card Category: Consumer (Stored Value)
Card Type: - Card for Bad Credit
- Co-Branded Credit Card
- Guaranteed Approval
- Prepaid Debit Card
Credit Needed: Bad Credit OK*

If you live in the United Kingdom and love the convenience of credit cards but long for something a little bit different, then you might want to take a closer look at the BaBee Card Card from Newcastle Building Society. It is so named because it is targeted at helping moms and moms-to-be. This card is actually not a credit card, but a better kind of pre-paid debit card, which means that you can avoid the hassle of credit checks and the standard operating runaround that often comes with traditional credit cards.

Prepaid debit cards are growing in popularity these days because they allow you to allocate money that were already planning to spend into a specific account that often has rewards tied to it, much like a credit card. The BaBee Prepaid MasterCard is no different. It allows you to budget money specifically for the purposes of caring for your child. Whether you want to go to the mall or find it easier to shop online, you need a card that you can trust.

The BaBee Card is actually designed for couples who are trying to work the pending baby around their busy lives. If convenience and flexibility is what you require, then the BaBee Card will deliver. You can have two cards linked to the same account, which means you can shop from home in your third trimester while he can run out for your latest crazy craving. You can also load it at any ATM and manage your account online which makes it easy to keep track of spending.

Perhaps the best benefit to using the BaBee Prepaid MasterCard is that you can take advantage of the built-in discount program. You are probably already planning to buy fuel for your car and groceries for your own health, right? Well, if you simply put your money on this card first, you can get discounts of 5-10%! This could easily save you several hundred dollars by the time the baby is born!

Other Benefits: - Manage your account online
- Shop online safely
- Spend what you load onto the card
- Control you spending, great family budgeting tool
- Reloadable with ATM access
- Link 2 cards or more to your account and share the balance
- Helps you to reduce your outgoings with our family discounts
- Flexible and secure
- Great savings tool
- Can be used at 25.9 million locations worldwide - POS, ATM, MOTO & Online
Comments: Limits
Minimum amount of initial load £20.00
Minimum amount of reload £10.00
Maximum initial load £100.00
Maximum reload £500.00
Maximum card balance £3,000
Maximum daily spend/refund £1,000

Usage restrictions
ATM withdrawals are restricted to £50 per day
For full details of please refer to the Terms & Conditions
Online Account Access: Yes
100% Guarantee Approval: Yes
Introductory APR: N/A*
Introductory Period: N/A*
Representative APR: N/A*
Annual Fee: £0.00*
Grace Period: N/A*
Late Payment Fee: N/A*
Balance Transfer: No
Opening Minimum: £10.00
Application Fee: £9.95
ATM Fee: £1.00
Additional Fees - FREE per purchase transaction in the UK
- £1.00 plus 3% of the transaction value per purchase transaction outside the UK
ATM withdrawal in the UK - £1.00
ATM withdrawal outside the UK - £2.00
Balance enquiry by SMS Text - 20p
Card to card transfers - 75p
Cash-out fee - £10.00
Customer Services line - 35p
Customer Services via email - FREE
Load by Debit Card - £1.00
Lock/Unlock card by SMS Text - 20p
Lost or stolen card replacement - £2.95
Over-the-counter cash advances - £5.00
Top-up via Bank Transfer - FREE
 


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† Information concerning the BaBeeCard Prepaid Card is confirmed to be accurate at the time of publication (Oct 18, 2011). We strive to keep this information updated but cannot guarantee its accuracy. Readers are strongly advised to go through appropriate terms and conditions attached to a product before submitting the application.




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