Credit Card
Aqua Credit Card (Aquacard)
| Intro APR: | N/A* |
| Intro Period: | N/A |
| APR: | 35.95% (variable)* |
| Annual Fee: | N/A* |
| Issuer: | Bank of Scotland |
| Card Network: | MasterCard® |
| Card Category: | Consumer (Regular) |
| Card Type: | - Card for Bad Credit - Guaranteed Approval |
| Credit Needed: | Bad Credit OK* |
Many people all over the world are facing tough economic times these days. Although it seems that many people are losing hours on the clock or losing their job as a whole, creditors are also tightening their grip on their debt products which can force you to have to make hasty decisions to avoid harsh penalties. For this reason, many people are in the process of rebuilding their credit, even in the United Kingdom, whether by their own mistakes or by decisions made by their creditors. As such, there are many financial products out there, like the Aquacard, which are specifically developed to make this process easier.
The first thing that you might notice about the Aquacard is that it is a MasterCard with no annual fee. This is not always a combination that is easy to find. This means that you can use it at thousands of locations all over the world, and of course hundreds of retail outlets in Europe. With a credit limit up to £2,200 and the ability to avoid interest when balances are paid in full, this card does indeed make it very easy to save money.
Secondly, since this credit card product is specifically designed for the purpose of rebuilding credit, it gives you a little breathing room. You will appreciate knowing that the payments are manageable, which is not always the case with even your lower rate cards. You will also have peace of mind knowing that the payment dates are always flexible, so you can work your budget around your unsteady pay schedule to stay on track. When you need to rebuild your credit, flexibility is often the most important thing because it is even harder to recover from a mishap or emergency.
Now, it is very important for you to know that this card does have a high interest rate, which is not necessarily something that is strange for a card that possesses benefits of this nature. At the same time, though, it is often important that you always carry a credit card, not just for convenience but also for security. You never know when you might need to make an emergency purchase, after all. Similarly, this card also allows you access to many optional insurance benefits that makes it easier for you to adapt to the improvement of your life and your credit. Over time, this card should help you to improve not only your credit score, but your current life situation.
| Other Benefits: | - Free additional cardholder - Optional credit card repayments cover - Optional card care insurance - Security of chip & PIN technology - Accepted in 24 million places and 600,000 cash points around the world |
| Online Account Access: | Yes |
| 100% Guarantee Approval: | Yes |
| Introductory APR: | N/A* |
| Introductory Period: | N/A* |
| APR on Purchases: | 35.95% (variable)* |
| Annual Fee: | N/A* |
| Grace Period: | N/A* |
| Min Finance Charge: | £1.00 |
| Max Credit Line: | £2,200 |
| Late Payment Fee: | £12.00* |
| Over Limit Fee: | £12.00 |
| Balance Transfer: | Yes |
| Transfer Fee (%): | 3.00% |
| Minimum Fee: | £3.00 |
| APR Cash Advances: | 39.95% |
| Cash Advance Fee: | 3.00% |
| Minimum Fee: | £3.00 |
| Additional Fees | Foreign Exchange Commission: 2.95% Cheque Fee: 3% (minimum £3.00) Copy Statement Fee: £5.00 Returned Payment Fee: £12.00 |
| Apply Now |
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† Information concerning the Aqua Credit Card (Aquacard) is confirmed to be accurate before publication. We strive to keep this information updated but cannot guarantee its accuracy. Readers are strongly advised to go through appropriate terms and conditions attached to a product before submitting the application.

