Credit Card Review & Application
American Express Starwood Preferred Guest Credit Card
- 10,000 bonus Starpoints
- Earn 1 Starpoint for every full £1 spent
- Receive a Free Weekend Night
- Experience Gold Preferred Guest status
- Share the benefits with friends and family
- £75 annual fee
- Get a response in just 60 seconds
- Representative 34.5% APR variable. Based on £75 annual fee, assumed borrowing of £1200, rate of interest (variable) annual 19.9% / 1.53% per month.
| Intro APR: | N/A* |
| Intro Period: | N/A |
| Representative APR: | 34.50% (variable) * |
| Annual Fee: | £75.00* |
| Issuer: | American Express |
| Card Network: | American Express® |
| Card Category: | Consumer (Premium) |
| Card Type: | - Co-Branded Credit Card - Instant Decision Card - Reward Card |
| Credit Needed: | Excellent* |
When you live in the United Kingdom, travel is common. After all, the rest of Europe is only a puddle jump away. If traveling is indeed your cup of tea, then you need a credit card that helps make your travel experience even better.
Though hopping the rail will take you to many exotic and beautiful countryside vistas, there is nothing wrong with making the most of your hotel stays and travel arrangements.
The Starwood Preferred Guest Credit Card from American Express can do just that. Every dollar you spend on your credit card earns you points towards hotel accommodations with Starwood hotels and resorts.
In fact, some purchases may qualify for double points. Just for signing up, you can also get 10,000 points on your first eligible purchase. That's enough for up to three nights at a Category 1 or 2 property!
If that isn't enough for you for you to consider the Starwood Preferred Guest Credit Card from American Express, perhaps you will appreciate an extremely low introductory rate on all standard purchases for the first six months.
This means that if you want to plan a trip, you could book your travel arrangements using your new card, save money while you pay off the balance and then reap the rewards in the form of Starpoints good towards a future stay with a Starwood hotel or resort. After the introductory period ends, the prime rate is still highly competitive.
Free nights and award flights are not the only incentives that you can take advantage of with a Starwood Preferred Guest Credit Card. You also get access to American Express Traveler's Cheques and Global Assist which is like a personal concierge.
Because this card is backed by American Express, you also get exclusive access to premier seats at a variety of spectator sporting events, live shows, and more. You can get special savings on tickets to the latest and most exciting Broadway shows, as well as similar benefits when buying tickets to your see your favorite recording artist.
| Reward Types: | - Hotel Reward Cards - Travel Reward Cards - Universal Reward Cards |
| Reward Unit: | Point |
| Reward for $1 spent: | 1.00 |
| Rewards: | - Enjoy 10,000 bonus Starpoints - 1 Starpoint for £1 spent - Receive a Free Weekend Night - Experience Gold Preferred Guest status - 940 extraordinary hotels and resorts - Complimentary flights * Redeem Starpoints for tickets on some of the world's leading airlines with no blackout dates with SPG Flights. Visit spg.com/flights to learn more. ** Transfer Starpoints to over 30 major airline frequent flyer programmes with no blackout dates. *** Receive a 5,000 Starpoints bonus when you transfer 20,000 Starpoints to a frequent flyer programme. |
| Yearly Limit: | Yes |
| Other Benefits: | - Online related services - Complimentary flights on more than 350 airlines - Other special benefits... |
| Comments: | *Representative 34.5% APR variable. Based on £75 annual fee, assumed borrowing of £1200, rate of interest (variable) annual 19.9% / 1.53% per month. |
| Online Account Access: | Yes |
| Introductory APR: | N/A* |
| Introductory Period: | N/A* |
| Representative APR: | 34.50% (variable)* |
| Annual Fee: | £75.00* |
| Grace Period: | 56 days* |
| Min Finance Charge: | £1.00 |
| Min Credit Line: | £700 |
| Late Payment Fee: | £12.00* |
| Balance Transfer: | Yes |
| Transfer Fee (%): | 3.00% |
| APR Cash Advances: | 27.90% |
| Cash Advance Fee: | 3.00% |
| Minimum Fee: | £3.00 |
| Additional Fees | Foreign Exchange: 2.99% Conversion Commission Copy Statements: £2 for an additional copy of each statement Transaction Record: £3 for each copy of a record of Transactions |
| Apply Now |
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† Information concerning the American Express Starwood Preferred Guest Credit Card is confirmed to be accurate at the time of publication (Aug 16, 2011). We strive to keep this information updated but cannot guarantee its accuracy. Readers are strongly advised to go through appropriate terms and conditions attached to a product before submitting the application.

