Credit Card

American Express Platinum Charge Card

4.5

out of 5

- 40,000 bonus Membership Rewards points
- Platinum Benefits
- Charley Boorman travel vodcasts
- Supplementary Cards
- No pre-set spending limit
- Get a response in just 60 seconds



Intro APR: N/A*
Intro Period: N/A
APR: 0 *
Annual Fee: £300.00*
Issuer: American Express
Card Network: American Express®
Card Category: Consumer (Premium)
Card Type: - Charge Credit Card
- Instant Decision Card
- Reward Card
Credit Needed: Excellent*

There are many different kinds of credit cards that are currently in circulation. Some offer better benefits or some that are more unique while others keep it simple and practical. The most desirable financial products, though, seem to be those that smartly incorporate the best of all the others and seamlessly combine them into one convenient package. Take the American Express Platinum Charge Card, for example. This card offers Membership Rewards, excellent customer service, exclusive membership access, and even insurance benefits in one convenient card that makes it easier for you to get the most out of your credit experience.

First of all, when you are approved for this card, you could also qualify for a benefit of up to 40,000 bonus Membership Rewards Points when you fulfill the minimum purchase requirement. This is a fabulous way to get started earning credit towards Eurostar Leisure Select carriage to Paris, car rentals, and other travel accommodations. If that is not quite your cup of tea, you could also use your points towards Amor, Amex's global luxury shopping programme. When you consider that this bonus could easily offset the higher annual fee, it will be a little bit like getting the card free for the first year.

Secondly, the American Express Platinum Charge Card also has Platinum Service, a premium service that helps you to make your travel plans with more ease and in less time. You will get access to insider information on many of the most popular destinations around the world, which will allow you to make more informed decisions in regards to your travel plans. This concierge program will also help you to find the businesses, services, and products that you require along the way. Now it is even easier to feel at home, no matter which country you may be vacationing in and no matter how long you stay away!

Finally, the American Express Platinum Charge Card might help you to get into some of the biggest events in the world, thanks to the other incredible Platinum Service benefits. As a travel-based card, though, you will also get instant access to over 600 priority lounges all over the globe. However, as an American Express card holder, you will also get elite access and special seating to exclusive theatrical, athletic, and cultural events across the world. This is a feature that is very common among American Express financial products.

Reward Types: - Other Rewards Cards
- Travel Reward Cards
- Universal Reward Cards
Reward Unit: Point
Rewards: - 1 point for virtually every £1 spent
- The Membership Rewards Programme
- American Express Selects
- Special Platinum offers with dining, tickets, and events
Other Benefits: - Comprehensive Travel Insurance Benefit
- Additional Cards
- Preferred Seating
- Priority Pass
- Partner Lounge
- Airport parking discount
- Best price on selected airfares
- Stay at some of the finest hotels
- Elite membership with partner loyalty programmes
- Cruise in luxury
- Car hire saving
- Platinum Service
- Worldwide travel insurance benefits
- Purchase Protection and Refund Protection
- Online Fraud Guarantee
- Global Assist
- Emergency Card replacement
Online Account Access: Yes
Introductory APR: N/A*
Introductory Period: N/A*
APR on Purchases: 0 *
Annual Fee: £300.00*
Grace Period: 45 days*
Min Finance Charge: £1.00
Late Payment Fee: £12.00*
Over Limit Fee: £12.00
Balance Transfer: No
Cash Advance Fee: 3.00%
Minimum Fee: £3.00
Additional Fees Copy Statement: £2 for an additional copy of each statement
Foreign Exchange: 2.99% conversion commission
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† Information concerning the American Express Platinum Charge Card is confirmed to be accurate before publication. We strive to keep this information updated but cannot guarantee its accuracy. Readers are strongly advised to go through appropriate terms and conditions attached to a product before submitting the application.




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