AA Credit Card

The New AA Credit Card is a great option for United Kingdom residents because the reasonably low interest rates will save you money. For instance, transfer other card balances to your new AA card within the first 90 days of approval and get as little as 0% interest on all your balance for 12 months! Other introductory offers can get you as little as 0% interest on purchases towards motoring, fuel, and AA products for the 10 months too.

Like most cards, you can earn reward points on every day purchases and double points for partnership purchases. You can then use these reward points on anything that AA offers, from motoring products or services, to dining and hotel stays with affiliate partners.

There are many benefits for AA members who also open one of these credit card accounts. Along with acquiring reward points, you can manage your card online, which makes it much easier for you to monitor your credit and protect yourself from fraud and identity theft, as you are not liable for online transactions that you report as unusual. Online services also make bill-paying more efficient.

While getting 0% interest on transfers is a remarkable, you should also know that you can avoid interest completely if you pay your statement in full and on time every month. However, there is a maximum 50 day limit on purchases to remain interest free.

Unlike most credit cards, this one has no annual fee, but you are still susceptible to standard handling fees for some services. These services include balance, cheque, and money transfers, as well as cash advances and foreign currency exchanges. There is also a standard default charge if you miss your payment or go over your credit limit.

In order to apply for an AA credit card, you will need your UK bank or building society account number and details, as well as details on any loans, credit cards, or store cards that you may already possess. You should definitely have on hand the card numbers for those accounts whose balances you want to transfer to your new account.

Of course, you should also have your AA membership number, which can expedite the process, as well as unlock other benefits that are only offered to members. The application will ask typical questions regarding your financial and social status, like if you have ever had a court judgment or bankruptcy.