0% Intro Rate Cards

Featured 0% Intro Rate Card: Lloyds TSB Airmiles Duo Premier Credit Card
  • Lloyds TSB Airmiles Duo Premier Credit Card
  • Rated: 3.5 out of 5
  • Intro APR: 0% for 6 months*
  • Representative APR: 21.90% *
  • Annual Fee: £50.00*

- 0% interest for 6 months on balances transferred within the first 90 days (3% fee applies)
- 1.25 Airmiles for almost every £1 you spend in the first 3 months. 1.25 Airmiles for £10 you spend after that
- Collect double Airmiles abroad
- Get 150 extra Airmiles for every £1,000 balance you transfer
- Take someone with you for free. A worldwide Companion Ticket is yours when you spend over £15,000 a year
- Add an additional cardholder free of charge
- 21.9% APR Representative variable

* * *

The Lloyds Airmiles Duo Premier is a way to get two cards on one account. This option offers the consumer the American Express and the MasterCard by Llyods TSB with low rates and Airmiles as a reward. Read more...

Credit Cards that offer a 0% intro rate are definitely a good bargain. You can forget about interest payment and pay more attention to more important things throughout the intro period. Many credit cards offer intro rates lasting a period of 3 to 12 months. However, it isn't uncommon to find a credit card with a lower or higher range as the case may be. Here you have listed below are a listed of credit cards that come with a 0% intro rate. We hope that by going for one of the credit cards listed you can take advantage of reduced interest on purchase transactions, and maybe get an improved deal compared to another credit card you already own. A 0% introductory APR offer does not default to apply on all transactions. A lot of card issuers restrict coverage to include anyone of purchases, balance transfers and cash advances. Some card issuers decide to include all three transactions so it is advisable to take a look at details of the intro period before applying.



0% Intro Rate Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
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Barclaycard Gold Credit Card
Barclaycard Gold Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months on BT*
  • Representative Variable APR: 19.90%*
  • Annual Fee: £0.00*
4.5 out of 5

Best suited for strengthening your credit rating, the Barclaycard Gold Credit Card is designed to reward your good credit history with incentives and rates that are highly competitive.

Info Review Benefits Fees
AA Credit Card
AA Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • Representative Variable APR: 18.90%*
  • Annual Fee: N/A*
4.5 out of 5

The New AA Credit Card offers some incredible benefits for AA members. This includes earning double miles, low balance transfer rates and APR, as well as online services and fraud protection.

Info Review Benefits Fees
Lloyds TSB Platinum Credit Card
Lloyds TSB Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 14 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

Lloyds TSB Platinum Master Card is a milestone in the credit card market as it saves huge amounts on purchasing and balance transfers, even if you are transferring the amount from a non-Lloyds TSB card.

Info Review Benefits Fees
Barclaycard Platinum Visa® Card
Barclaycard Platinum Visa® Card
  • Intro APR: 0%*
  • Intro APR Period: 22 months on BT*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
5.0 out of 5

With the Barclaycard Platinum Visa Credit Card, you have one of the best financial packages available in the United Kingdom. Enjoy the same standard rate on purchases and balance transfers as well as attractive introductory rates.

Info Review Benefits Fees
Halifax All in One Credit Card
Halifax All in One Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 15 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: N/A*
4.0 out of 5

The Halifax All in one Credit Card is reserved for consumers having good credit. It is an all in one card providing a variety of features to card members who enjoy the luxury of a long term interest free period.

Info Review Benefits Fees
Bank of Scotland All in One Card
Bank of Scotland All in One Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

TheBank of Scotland All in One credit card is ideal for consumers having good credit in search of a low interest card offering a long term introductory APR period provided alongside other benefits.

Info Review Benefits Fees
Virgin Atlantic American Express® White Card
Virgin Atlantic American Express White Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.0 out of 5

The Virgin Atlantic American Express White Card is designed for people who love to travel for business or for pleasure. With the White card you can earn flying miles every single time you use your credit card for purchases.

Info Review Benefits Fees
Egg Visa Credit Card
Egg Visa Credit Card
  • Intro APR: 0%*
  • Intro APR Period: up to 14 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The Egg Credit Card offers a few exceptional, but basic features that are familiar and well designed. New members in the United Kingdom can take advantage of an extremely attractive low introductory annual percentag rate as well as a low overall variable rate to transfer balances and consolidate debt, or start fresh with a more promising company!

Info Review Benefits Fees
RBS Platinum Credit Card
RBS Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 20 months on BT*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

This RBS credit card is one of the cheapest platinum cards out there. It doesn't charge an annual fee yet cardholders are entitled to many benefits useful to the working professional.

Info Review Benefits Fees
Halifax Purchase Offer Credit Card
Halifax Purchase Offer Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 13 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The Halifax Purchase Offer Card is a rewards card for account holders at Halifax. The low APR and additional benefits makes this card quite enticing for those that qualify to apply.

Info Review Benefits Fees
Bank of Scotland Purchase Offer Credit Card
Bank of Scotland Purchase Offer Credit Card
  • Intro APR: 0%*
  • Intro APR Period: See T&C*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The Bank of Scotland Purchase offer card gives existing current account holders the chance to open a new MasterCard credit card account offering interest free purchases for a whole year.

Info Review Benefits Fees
NatWest World MasterCard®
NatWest World MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 13 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
5.0 out of 5

The NatWest World Credit Card is designed for the individual looking to save a little cash by giving you some substantial purchasing freedom with a low percentage on purchases and balance transfers for the first so many months with a low variable rate to follow. The substantial rewards programs also give you bonus NatWest YourPoints just for using the card.

Info Review Benefits Fees
RBS World MasterCard®
RBS World MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 13 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
5.0 out of 5

The RBS World MasterCard is the ideal card for the individual who is looking to get a little something back from their credit card company. Not only do you enjoy a low APR on purchases and balance transfers for the first so many months, it also gives back by rewarding you with bonus RBS YourPoints just for opening the card.

Info Review Benefits Fees
Bank of Scotland Advantage Credit Card
Bank of Scotland Advantage Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 13 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.0 out of 5

The Bank of Scotland offers comprehensive financial services that customers can appreciate. The Bank of Scotland Advantage Credit Card, then, provides collective and convenient access to any number of the accounts you might have.

Info Review Benefits Fees
Halifax Balance Transfer Credit Card
Halifax Balance Transfer Credit Card
  • Intro APR: 0%*
  • Intro APR Period: See T&C*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

Credit cards can offer many options that help you to save money or make your life a little easier. The Halifax Balance Transfer Credit Card, for example, offers you the ability to transfer balance from existing cards you might have and apply a lower interest rate to them, which could save you money.

Info Review Benefits Fees
NatWest Platinum Credit Card
NatWest Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 20 months on BT*
  • Representative Variable APR: 17.60%*
  • Annual Fee: £0.00*
4.5 out of 5

Platinum credit cards are known for their high fees but not this one. If you would love to have an easy-to-maintain credit card offering platinum benefits, then this is for you.

Info Review Benefits Fees
Barclaycard Platinum Transfer Card
Barclaycard Platinum Transfer Card
  • Intro APR: 0%*
  • Intro APR Period: 21 months on BT*
  • Representative Variable APR: 17.50%*
  • Annual Fee: £0.00*
4.5 out of 5

The Barclaycard Platinum Transfer credit card can save you money with low introductory rates, a competitive standard interest rate and other monetary benefits. Of course, this card is also convenient and comes with its own rewards program.

Info Review Benefits Fees
Sainsbury's Mastercard for Nectar Card Holders
Sainsbury's Mastercard for Nectar Card Holders
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • Representative Variable APR: 16.94%*
  • Annual Fee: £0.00*
4.0 out of 5

Basically, the Sainsbury's MasterCard for Nectar Card Holders is like a reward card that is accepted on MasterCard enabled networks worldwide. It marks you as a passionate Sainsbury's enthusiast and reveals your feelings about the company.

Info Review Benefits Fees
SonyCard Credit Card from MBNA
SonyCard Credit Card from MBNA
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • Representative Variable APR: 16.90%*
  • Annual Fee: £0.00*
5.0 out of 5

The Sony credit card is reserved for individuals who would like to earn points as they spend in order to redeem for various Sony products. APR is competitive with an interest free period applied towards purchases and balance transfers.

Info Review Benefits Fees



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