0% Intro Rate Cards

Featured 0% Intro Rate Card: HSBC Bank Credit Card
  • HSBC Bank Credit Card
  • Rated: 4.5 out of 5
  • Intro APR: 0% for 23 months*
  • Representative APR: 16.90% *
  • Annual Fee: £0.00*

- 0% for 23 months on balances transferred within 30 days of you opening your account. 3.3% balance transfer fee applies, minimum £5.
- 0% on purchases for 3 months from account opening
- No annual fee to pay
- Free additional credit card for partners or family members over 18
- Representative example: based on an assumed credit of £1200, our 16.9% rate p.a for new purchases gives a representative rate of 16.9% APR variable.

* * *

The HSBC Bank Credit Card is reserved for consumers having good or excellent credit with a solid history. It incorporates a healthy list of benefits that prove useful for individuals looking to avoid interest rates on purchases and balance transfers. Read more...

Credit Cards that offer a 0% intro rate are definitely a good bargain. You can forget about interest payment and pay more attention to more important things throughout the intro period. Many credit cards offer intro rates lasting a period of 3 to 12 months. However, it isn't uncommon to find a credit card with a lower or higher range as the case may be. Here you have listed below are a listed of credit cards that come with a 0% intro rate. We hope that by going for one of the credit cards listed you can take advantage of reduced interest on purchase transactions, and maybe get an improved deal compared to another credit card you already own. A 0% introductory APR offer does not default to apply on all transactions. A lot of card issuers restrict coverage to include anyone of purchases, balance transfers and cash advances. Some card issuers decide to include all three transactions so it is advisable to take a look at details of the intro period before applying.



0% Intro Rate Cards Listing

Sort listings by... Name Intro Rate Annual Fee APR Ratings
CardStatsRatedAboutTake Action
Halifax All in One Credit Card
Halifax All in One Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 15 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: N/A*
4.0 out of 5

The Halifax All in one Credit Card is reserved for consumers having good credit. It is an all in one card providing a variety of features to card members who enjoy the luxury of a long term interest free period.

Info Review Benefits Fees
Virgin Credit Card
Virgin Credit Card
  • Intro APR: 0%*
  • Intro APR Period: up to 20 months*
  • Representative Variable APR: 16.80%*
  • Annual Fee: £0.00*
5.0 out of 5

The Virgin credit card is good for consumers having average credit. Benefits include intro rates on purchases, and balance transfers, and discounts on purchases. It comes on the MasterCard(r) network.

Info Review Benefits Fees
Sainsbury's Mastercard for Nectar Card Holders
Sainsbury's Mastercard for Nectar Card Holders
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • Representative Variable APR: 16.94%*
  • Annual Fee: £0.00*
4.0 out of 5

Basically, the Sainsbury's MasterCard for Nectar Card Holders is like a reward card that is accepted on MasterCard enabled networks worldwide. It marks you as a passionate Sainsbury's enthusiast and reveals your feelings about the company.

Info Review Benefits Fees
Tesco Clubcard Credit Card
Tesco Clubcard Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 15 months*
  • Representative Variable APR: 16.90%*
  • Annual Fee: £0.00*
5.0 out of 5

Overall a good performer! Specially designed for existing Tesco customers and quite beneficial for the customers who are planning expensive shopping trips in the near future. The Tesco credit card offers double savings on shopping with Tesco stores.

Info Review Benefits Fees
Barclaycard Platinum Transfer Card
Barclaycard Platinum Transfer Card
  • Intro APR: 0%*
  • Intro APR Period: 21 months on BT*
  • Representative Variable APR: 17.50%*
  • Annual Fee: £0.00*
4.5 out of 5

The Barclaycard Platinum Transfer credit card can save you money with low introductory rates, a competitive standard interest rate and other monetary benefits. Of course, this card is also convenient and comes with its own rewards program.

Info Review Benefits Fees
Halifax Balance Transfer Credit Card
Halifax Balance Transfer Credit Card
  • Intro APR: 0%*
  • Intro APR Period: See T&C*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

Credit cards can offer many options that help you to save money or make your life a little easier. The Halifax Balance Transfer Credit Card, for example, offers you the ability to transfer balance from existing cards you might have and apply a lower interest rate to them, which could save you money.

Info Review Benefits Fees
Barclaycard Platinum Visa® Card
Barclaycard Platinum Visa® Card
  • Intro APR: 0%*
  • Intro APR Period: 22 months on BT*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
5.0 out of 5

With the Barclaycard Platinum Visa Credit Card, you have one of the best financial packages available in the United Kingdom. Enjoy the same standard rate on purchases and balance transfers as well as attractive introductory rates.

Info Review Benefits Fees
Bank of Scotland All in One Card
Bank of Scotland All in One Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

TheBank of Scotland All in One credit card is ideal for consumers having good credit in search of a low interest card offering a long term introductory APR period provided alongside other benefits.

Info Review Benefits Fees
Lloyds TSB Advance Credit Card
Lloyds TSB Advance Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • Representative Variable APR: 11.90%*
  • Annual Fee: N/A*
4.0 out of 5

Customers will be impressed with the many benefits of the Lloyds TSB Advance Credit Card including a low introductory APR on purchases and a reduced rate on balance transfers for one year.

Info Review Benefits Fees
Lloyds TSB Platinum Credit Card
Lloyds TSB Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 14 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.5 out of 5

Lloyds TSB Platinum Master Card is a milestone in the credit card market as it saves huge amounts on purchasing and balance transfers, even if you are transferring the amount from a non-Lloyds TSB card.

Info Review Benefits Fees
Barclaycard Gold Credit Card
Barclaycard Gold Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months on BT*
  • Representative Variable APR: 19.90%*
  • Annual Fee: £0.00*
4.5 out of 5

Best suited for strengthening your credit rating, the Barclaycard Gold Credit Card is designed to reward your good credit history with incentives and rates that are highly competitive.

Info Review Benefits Fees
NatWest Platinum Credit Card
NatWest Platinum Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 20 months on BT*
  • Representative Variable APR: 17.60%*
  • Annual Fee: £0.00*
4.5 out of 5

Platinum credit cards are known for their high fees but not this one. If you would love to have an easy-to-maintain credit card offering platinum benefits, then this is for you.

Info Review Benefits Fees
Virgin Atlantic American Express® White Card
Virgin Atlantic American Express White Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
4.0 out of 5

The Virgin Atlantic American Express White Card is designed for people who love to travel for business or for pleasure. With the White card you can earn flying miles every single time you use your credit card for purchases.

Info Review Benefits Fees
Bank of Scotland Plus Card
Bank of Scotland Plus Card
  • Intro APR: 0%*
  • Intro APR Period: See T&C*
  • Representative Variable APR: 16.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The Bank of Scotland Plus Card offers new customers interest free balance transfers for 13 months, interest free purchases for 3 months, and a wide range of free benefits.

Info Review Benefits Fees
NatWest World MasterCard®
NatWest World MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 13 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
5.0 out of 5

The NatWest World Credit Card is designed for the individual looking to save a little cash by giving you some substantial purchasing freedom with a low percentage on purchases and balance transfers for the first so many months with a low variable rate to follow. The substantial rewards programs also give you bonus NatWest YourPoints just for using the card.

Info Review Benefits Fees
RBS World MasterCard®
RBS World MasterCard
  • Intro APR: 0%*
  • Intro APR Period: 13 months*
  • Representative Variable APR: 17.90%*
  • Annual Fee: £0.00*
5.0 out of 5

The RBS World MasterCard is the ideal card for the individual who is looking to get a little something back from their credit card company. Not only do you enjoy a low APR on purchases and balance transfers for the first so many months, it also gives back by rewarding you with bonus RBS YourPoints just for opening the card.

Info Review Benefits Fees
Lloyds TSB Airmiles Duo AMEX Card
Lloyds TSB Airmiles Duo AMEX Card
  • Intro APR: 0%*
  • Intro APR Period: 6 months*
  • Representative Variable APR: 15.90%*
  • Annual Fee: £0.00*
4.5 out of 5

The Lloyds TSB Airmiles Duo Amex is the American Express card that rewards users with a low annual fee and Airmiles for every qualifying purchase made with the card.

Info Review Benefits Fees
National Trust Credit Card
National Trust Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 12 months*
  • Representative Variable APR: 16.90%*
  • Annual Fee: £0.00*
5.0 out of 5

You can help support the vital conservation network in the United Kingdom with a National Trust Credit Card. It has features that benefit you as well as the National Trust.

Info Review Benefits Fees
Nationwide Gold Credit Card
Nationwide Gold Credit Card
  • Intro APR: 0%*
  • Intro APR Period: 17 months on BT*
  • Representative Variable APR: 16.90%*
  • Annual Fee: £0.00*
4.5 out of 5

Gold cards are among the best credit cards that you could own. The Nationwide Gold Credit Card is no different, offering a handful of standard features that are both highly attractive and competitive.

Info Review Benefits Fees



Home | RSS Feeds | Terms | Sitemap | Contacts Copyright © 2007-2012 - CreditCardsCo - All rights reserved.